U.S. Bancorp stock: buy or sell?

USB stock price: $55.44 -0.65% At close on September 20th, 2019

Updated on:
September 20th, 2019

5

U.S. Bancorp closed today at $55.44 and depreciated an ugly -0.65%.

U.S. Bancorp, a financial services holding company, provides a range of financial services in the United States. It offers depository services, which include checking accounts, savings accounts, and time certificate contracts; and lending services, such as traditional credit products, as well as credit card services, leasing financing, import\u002Fexport trade, asset-backed lending, agricultural finance, and other products.

Should I buy U.S. Bancorp stock?

You can't be a successful trader if you don't follow a methodolgy or system that assist you in choosing companies and the correct market timing. Trading strategies are meant for helping you in the decision process of what stocks to pick and when is the best time to buy them. There are thousands of trading strategies for you to choose, but at Stocks2.com we prefer those that are simple but successful.

None of our preferred buy setups matches with U.S. Bancorp stock situation right now, hence this is not a suitable entry point.

Buy setupElegible
New all-time highNo
New 52 week highNo
Price crossing up 200d MANo
100d MA crossing up 200d MANo
This is not a selling recommendation at all, just it's not the best moment to buy if you follow any of these trading strategies.

Is U.S. Bancorp stock a buy?

Financial institutions and banks publish stock ratings everyday. At Stocks2.com, we collected 12 ratings published for USB stock in the last 30 days.

Is USB a good stock to buy?
DateAnalyst / BrokerPrevious ratingCurrent rating
2019-9-12Credit Suisse Groupn/aHold
2019-8-1MacquarieOutperformNeutral
2019-7-9JPMorgan Chase & Co.n/aUnderweight
2019-7-31JPMorgan Chase & Co.UnderweightNeutral
2019-7-18Wedbushn/aNeutral
2019-7-18Morgan Stanleyn/aUnderweight
2019-7-18Bank of AmericaUnderperformNeutral
2019-3-26OppenheimerOutperformOutperform
2019-1-8Jefferies Financial GroupBuyHold
2019-1-8Jefferies Financial GroupBuyHold
2019-1-28Robert W. BairdOutperformNeutral
2019-1-2BarclaysOverweightOverweight

U.S. Bancorp stock analysis

Daily outlook

U.S. Bancorp closed today at $55.44 and depreciated an ugly -0.65%.

Shares of U.S. Bancorp ended today at $55.44 and depreciated an ugly -0.65%. Since last June when SMA100d and SMA200d crossed up, USB price gained $2.92 per share (5.56%). Since June when USB stock price broke up the SMA200d line, it gained $5.07 (10.07%). On July, USB hit new all time highs, pushing higher previous ATH of $57.67 recorded on July. New ATHs are usual entry points for many trading setups as there aren't higher resistences.

USB stock chart (daily)

Weekly outlook

Shares of U.S. Bancorp decreased a lame -1.14% this week. Early August USB plunged a godawful -5.00% in just one week.

Having descending tops is not good news for traders invested in U.S. Bancorp. Although it's only a warning signal, investors should be on alert during next weeks to identify possible new signals. Falling under its previous bottom at would confirm the downtrend path. Not so far away is the last price record U.S. Bancorp marked late July. Early June USB price bounced up over the SMA of 40 weeks that acted as support stopping new slides. Since SMA20d and SMA40w crossed up late May, USB price climbed $4.48 per share (8.79%).

USB stock chart (weekly)

U.S. Bancorp stock price history

U.S. Bancorp IPO was on January 9th, 1987 at $0.00 per share1. Since then, USB stock grew a inf%, with an average of inf% per year. If you had invested right after USB's IPO a $1,000 in U.S. Bancorp stock in 1987, it would worth $inf today.

1: Adjusted price after possible price splits or reverse-splits.

U.S. Bancorp stock historical price chart

USB stock reached all-time highs on July with a price of $57.81.

U.S. Bancorp stock price target is $56.60

Predicting the price evolution of a stock or any financial instrument in a reliable and repeatable way is probably impossible. However, financial institutions invest time and resources to provide the most accurated estimations to help investors to make their decisions. The accuracy of these stock price predictions is not very high, and you should not blindly believe and make decisions only based on what this ratings or price target predictions say. We have 9 price targets for USB stock released in the last month:
USB stock price predictions
DateAnalyst / BrokerActionPrevious targetCurrent targetDiff
2019-9-12Credit Suisse GroupReiteratesn/a$55.00-
2019-8-1MacquarieDowngradesn/a$59.00-
2019-7-9JPMorgan Chase & Co.Raises Target$51.00$52.502.9%
2019-7-31JPMorgan Chase & Co.Upgrades$52.50$57.008.6%
2019-7-18WedbushReiterates$46.00$49.006.5%
2019-7-18Morgan StanleyRaises Target$55.00$56.001.8%
2019-7-18Bank of AmericaUpgrades$49.00$55.0012.2%
2019-3-26OppenheimerRaises Target$58.00$62.006.9%
2019-1-2BarclaysReiterates$61.00$64.004.9%
(in average)$53.20$56.606.0%
Moving in a range from $64.00 and $49.00, the price prediction for USB stock is $56.60. In average, analysts' outlook on USB price forecast is positive, increasing the target by a 6.00% from previous estimations.

Financials and fundamental analysis

Earnings date and Earnings per Share

Since April, when U.S. Bancorp posted its last earnings report, it . Unfortunately, reported EPS is not yet available in our database.
USB earnings date and EPS evolution
QuarterReporting dateEstimated EPSActual EPSSurprise
2017-Q2-n/a0.85n/a
2017-Q32017-10-180.880.880.0%
2017-Q42018-01-170.870.881.1%
2018-Q12018-04-180.940.951.1%
2018-Q22018-07-181.011.021.0%
2018-Q32018-10-171.041.061.9%
2018-Q42019-01-161.061.070.9%
2019-Q12019-04-171.01n/an/a
2019-Q2-n/an/an/a
2019-Q3-n/an/an/a

Annual financial results

In 2018, U.S. Bancorp annual sales raised a good 3.80% to $22,521.00 million dollars from $21,697.00 marked in 2017. When comparing 2018 vs 2017, in the same way, profit margin (that is, the net income divided by revenues) gained a 2.85% to 31.51%.

To have an updated view of the financial situation of U.S. Bancorp, we have calculated the trailing twelve month (TTM) sales and income figures. TTM values are the sum of the last 4 quarters and aproximate to an annual fiscal report ending in 2019-Q1 that can be compared to 2018 fiscal year results. Annual U.S. Bancorp TTM sales up to March 2019 were $22,631.00 and earnings were $7,120.00 million dollars. When comparing this TTM figures with the last reported annuality, we can review U.S. Bancorp business evolution since December 2018: Annual turnover up to March, compared to lastest yearly report, remained steady a neutral 0.49%. Aligned with this, profit margin (net income/revenues) remained stable at 31.51%.

USB annual Sales and Income evolution
YearSalesYoYIncome/(margin)YoY
2014$19,939 M-$5,851 M29.3%-
2015$20,093 M0.77%$5,879 M29.3%0.48%
2016$21,105 M5.04%$5,888 M27.9%0.15%
2017$21,697 M2.81%$6,218 M28.7%5.60%
2018$22,521 M3.80%$7,096 M31.5%14.12%
TTM $22,631 M0.49%$7,120 M31.5%0.34%

Quarterly financial results

U.S. Bancorp posted $5,550.00 million in sales for 2019-Q1, a -4.33% less compared to previous quarter. Reported quarter income marked $1,699.00 M with a profit margin of 30.61%. Profit margin decreased a -1.38% compared to previous quarter when profit margin was 31.99%. When comparing sales to same quarter last year, U.S. Bancorp sales marked a tiny increase and stepped up a 2.02%.
USB quarterly Sales and Income evolution
QuarterSales1QoQ2Income1/(margin)QoQ2
2017-Q4$5,700 M-$1,682 M29.5%-
2018-Q1$5,440 M-4.56%$1,675 M30.8%-0.42%
2018-Q2$5,611 M3.14%$1,750 M31.2%4.48%
2018-Q3$5,669 M1.03%$1,815 M32.0%3.71%
2018-Q4$5,801 M2.33%$1,856 M32.0%2.26%
2019-Q1$5,550 M-4.33%$1,699 M30.6%-8.46%

U.S. Bancorp ownership

When you are planning to buy shares of a stock, it's always worth to review its ownership structure.

U.S. Bancorp shares owned by insiders (that is, founders, CEO, CTO, main executives or other management staff) currently counts a 0.14% of all shares.

In case of U.S. Bancorp stock, 77.11% of its shares are held by institutions (mutual funds, pension funds, big banks and other large financial institutions). Bearish positions for USB stock account 0.00%, no big difference from last month.

For a better context understanding, the following table shows ownership data compared to other related stocks:

USBBACCGSBCNBHC
Market cap$87.6 B$275.3 B$156.7 B$830.4 M$1.2 B
Total shares1,580.0 M9,310.0 M2,260.0 M14.2 M31.1 M
Float shares1,440.0 M8,330.0 M2,250.0 M11.1 M30.0 M
  - Institutional holdings (%)77.1%70.4%80.0%44.1%92.7%
  - Insider holdings (%)0.1%0.1%0.2%23.1%13.2%
Shares in short selling0.0%0.0%0.0%0.0%0.0%

U.S. Bancorp summary

Friday, September 20th, 2019
Open$55.76
Close$55.44
Day range$55.35 - $56.04
Previous close$55.80
Session gain-0.65%
Average true range$0.92
50d mov avg$54.00
100d mov avg$52.95
200d mov avg$51.04
Daily pattern
Weekly pattern lt01a

U.S. Bancorp performance

Performance as an absolute value is never valid if it's not benchmarked against competitors or related stocks in the industry. We compared U.S. Bancorp against Bank of America, Citi, Great Southern Bancorp, National Bank and Wells Fargo in the following table:
Stock3m6m12m
USB6.84%16.54%3.61%
BACBank of America5.83%10.79%-2.54%
CCiti2.79%15.30%-3.85%
GSBCGreat Southern Ba...1.16%15.31%5.26%
NBHCNational Bank3.58%16.40%-0.40%
WFCWells Fargo5.48%3.38%-7.61%

U.S. Bancorp competitors

We picked a few stocks to conform a list of U.S. Bancorp competitors to examine if you are interested in investing in USB:

Latest U.S. Bancorp stock news