UnitedHealth stock: buy or sell?

UNH stock price: $269.40 5.30% At close on November 15th, 2019

Updated on:
November 15th, 2019

5

Shares of UnitedHealth closed yesterday at $269.40 and climbed a super good 5.30%.

UnitedHealth Group Incorporated operates as a diversified health care company in the United States. It operates through four segments: UnitedHealthcare, OptumHealth, OptumInsight, and OptumRx.

Should I buy UnitedHealth stock?

Trading stocks requires experience and discipline, and your buying and selling decisions must come following a methodology. That's why is so important to choose your own trading plan that matches with your character as inversor. There are thousands of trading strategies for you to choose, but at Stocks2.com we prefer those that are simple but successful.

None of our preferred buy setups matches with UnitedHealth stock situation right now, hence this is not a suitable entry point.

Buy setupElegible
New all-time highNo
New 52 week highNo
Price crossing up 200d MANo
100d MA crossing up 200d MANo
This doesn't mean UNH will slide in coming sessions, or it will not rise higher. Simply, it doesn't match our recommended trading systems.

Is UnitedHealth stock a buy?

Financial institutions and banks publish stock ratings everyday. At Stocks2.com, we gathered 15 ratings published for UNH stock in the last 30 days.

The general sentiment of these ratings is bullish for UNH stock, with 10 positive ratings.
Is UNH a good stock to buy?
DateAnalyst / BrokerPrevious ratingCurrent rating
2019-9-30BMO Capital MarketsOutperformMarket Perform
2019-9-26Morgan Stanleyn/aOverweight
2019-9-12Deutsche Bankn/aHold
2019-8-29Credit Suisse Groupn/aBuy
2019-7-19Raymond Jamesn/aBuy
2019-7-12Morgan Stanleyn/aOverweight
2019-5-10CitigroupNeutralBuy
2019-4-23UBS Groupn/aNeutral
2019-4-17SunTrust Banksn/aBuy
2019-4-17Raymond JamesStrong-BuyStrong-Buy
2019-4-17Morgan StanleyOverweightOverweight
2019-4-17CitigroupNeutralNeutral
2019-4-17BarclaysOverweightOverweight
2019-4-17Bank of American/aBuy
2019-2-8Credit Suisse Groupn/aBuy

UnitedHealth stock analysis

Daily outlook

UnitedHealth ended yesterday at $269.40 and climbed a super good 5.30%.

UnitedHealth climbed a super good 5.30% and closed at $269.40. For the last 30 days when UNH stock price broke up the SMA200d line, it gained $32.41 (13.68%). UNH shows a strong short term uptrend with several rising tops and rising bottoms. Since its last bottom on Wednesday, UNH climbed unceasignly breaking out above its last top at 258.34.

UNH stock chart (daily)

Weekly outlook

Shares of UnitedHealth ended this week at $269.40 and skyrocketed an impressive 4.84%. By mid October UNH climbed an amazing 9.48% in just one week. Late September UNH plunged a frightening -8.19% in just one week. This week was the third green week in a row.

Since mid October when UNH stock price broke up the SMA40w line, it gained $47.33 (21.31%). Far behind is the all-time high UnitedHealth recorded early December but price is just -5.22% below that top.

UNH stock chart (weekly)

UnitedHealth stock price history

UnitedHealth stock went public on October 17th, 1984 with a price of $0.001. Since then, UNH stock grew a inf%, with an average of inf% per year. If you had invested right after UNH's IPO a $1,000 in UnitedHealth stock in 1984, it would worth $inf today.

1: Adjusted price after possible price splits or reverse-splits.

UnitedHealth stock historical price chart

UNH stock reached all-time highs on December with a price of $284.24.

UnitedHealth stock price target is $281.80

How much a stock will be priced tomorrow or next week is quite unpredictable However, banks and other financial institutions analysts, with the help of lots of data and algorithms do their best to predict the stock prices movement. You should not follow the analysts' UNH stock price predictions in the hope that they will be met as they may be wrong and not met. We detected 13 price predictions for UnitedHealth stock posted in the last 30 days:
UNH stock price predictions
DateAnalyst / BrokerActionPrevious targetCurrent targetDiff
2019-9-30BMO Capital MarketsDowngrades$292.00$249.00-14.7%
2019-9-26Morgan StanleyLowers Target$298.00$294.00-1.3%
2019-9-12Deutsche BankInitiatesn/a$263.00-
2019-8-29Credit Suisse GroupSet Price Targetn/a$293.00-
2019-7-19Raymond JamesRaises Target$265.00$300.0013.2%
2019-7-12Morgan StanleyRaises Target$285.00$298.004.6%
2019-4-17SunTrust BanksLowers Targetn/a$300.00-
2019-4-17Raymond JamesLowers Target$310.00$265.00-14.5%
2019-4-17Morgan StanleyLowers Target$315.00$285.00-9.5%
2019-4-17CitigroupLowers Target$288.00$247.00-14.2%
2019-4-17BarclaysLowers Target$290.00$270.00-6.9%
2019-4-17Bank of AmericaLowers Target$320.00$290.00-9.4%
2019-2-8Credit Suisse GroupReiteratesn/a$310.00-
(in average)$295.90$281.80-5.0%
Moving in a range from $310.00 and $247.00, the price forecast for UnitedHealth stock is $281.80. In average, analysts' outlook on UNH price target is negative, downgrading the forecast by a -5.00% from previous estimations.

Financials and fundamental analysis

Earnings date and Earnings per Share

After presenting its last earnings report on April, UnitedHealth . As soon as we get its posted EPS from the earnings report, we will extend this report.
UNH earnings date and EPS evolution
QuarterReporting dateEstimated EPSActual EPSSurprise
2017-Q2-n/a2.32n/a
2017-Q32017-10-172.562.663.9%
2017-Q42018-01-162.522.592.8%
2018-Q12018-04-172.923.044.1%
2018-Q22018-07-173.033.143.6%
2018-Q32018-10-163.33.413.3%
2018-Q42019-01-153.23.282.5%
2019-Q12019-04-153.6n/an/a
2019-Q2-n/an/an/a
2019-Q3-n/an/an/a

Annual financial results

Compared to 2017, last anual sales report draw an exceptional increase of 12.36% to $224,871.00 million USD. When comparing 2018 vs 2017, by contrast, profit margin (that is, the net income divided by revenues) remained stable a 0.05% to 5.33%.

UnitedHealth presents anual results in December, and to compare its evolution since then, we estimate annual sales and income figures by adding results from the last 4 quarters. This is called TTM (or Twelve Trailing Months). So, UnitedHealth TTM sales up to March 2019 were $229,884.00 and earnings $12,617.00 M USD. When comparing this TTM figures with the last reported annuality, we can review UnitedHealth business evolution since December 2018: Annual revenues up to March, compared to lastest yearly report, grew a slightly fine 2.23%. Regarding profit margin, UnitedHealth remained stable 0.16% to 5.33%

UNH annual Sales and Income evolution
YearSalesYoYIncome/(margin)YoY
2013$122,500 M-$5,630 M4.6%-
2014$130,474 M6.51%$5,619 M4.3%-0.20%
2015$156,397 M19.87%$5,813 M3.7%3.45%
2016$184,012 M17.66%$7,017 M3.8%20.71%
2017$200,136 M8.76%$10,558 M5.3%50.46%
2018$224,871 M12.36%$11,986 M5.3%13.53%
TTM $229,884 M2.23%$12,617 M5.5%5.26%

Quarterly financial results

UnitedHealth reported $59,903.00 million in revenues for 2019-Q1, a 3.15% improvement compared to previous quarter. Reported quarter income marked $3,467.00 M with a profit margin of 5.79%. Profit margin remained steady a 0.55% compared to previous quarter when profit margin was 5.23%. When comparing turnover to same quarter last year, UnitedHealth sales marked a cool gain and rose a 9.13%. Looking back to recent quarterly results, UnitedHealth posted 7 positive quarters in a row.
UNH quarterly Sales and Income evolution
QuarterSales1QoQ2Income1/(margin)QoQ2
2017-Q2$50,050 M-$2,280 M4.6%-
2017-Q3$50,320 M0.54%$2,490 M4.9%9.21%
2017-Q4$52,061 M3.46%$3,617 M6.9%45.26%
2018-Q1$54,890 M5.43%$2,836 M5.2%-21.59%
2018-Q2$55,731 M1.53%$2,922 M5.2%3.03%
2018-Q3$56,174 M0.79%$3,188 M5.7%9.10%
2018-Q4$58,076 M3.39%$3,040 M5.2%-4.64%
2019-Q1$59,903 M3.15%$3,467 M5.8%14.05%

UnitedHealth ownership

When you are planning to buy shares of a stock, it's worth to overview its ownership structure.

Management staff in all public traded companies that hold equity is required to report every transaction to the SEC. For UnitedHealth, 0.59% of all outstanding shares are owned by its staff.

Bearish positions for UNH stock account 0.00%, no big difference from last month.

The following table compares ownership indicators for other stocks related to UnitedHealth:

UNHANTMCNCHUM
Market cap$255.2 B$75.5 B$23.8 B$45.3 B
Total shares947.4 M253.6 M413.8 M135.1 M
Float shares941.0 M253.2 M408.0 M132.0 M
  - Institutional holdings (%)88.2%91.4%92.3%96.4%
  - Insider holdings (%)0.6%0.2%2.4%0.2%
Shares in short selling0.0%0.0%0.0%0.0%

UnitedHealth summary

Friday, November 15th, 2019
Open$256.11
Close$269.40
Day range$255.36 - $275.57
Previous close$255.83
Session gain5.30%
Average true range$5.23
50d mov avg$237.02
100d mov avg$240.78
200d mov avg$242.10
Daily patternlb03c
Weekly pattern lb06c

UnitedHealth performance

To measure stock performance is always good to benchmark with competitors or related stocks. For UnitedHealth, the comparison is made against Anthem, Centene and Humana.
Stock3m6m12m
UNHUnitedHealth10.17%12.63%0.99%
ANTMAnthem8.43%13.04%5.19%
CNCCentene19.89%2.71%-15.35%
HUMHumana13.22%35.97%5.79%

UnitedHealth competitors

One check before trading any stock is to review a list of its competitors, in this case for UnitedHealth. We selected 3 companies as UnitedHealth competitors as they are in the same industry or have similar market objectives.

Latest UnitedHealth stock news