SLM stock: buy or sell?
September 20th, 2019
SLM Corporation, together with its subsidiaries, operates as a saving, planning, and paying for college company in the United States.
Should I buy SLM stock?You can't be a successful trader if you don't follow a methodolgy or system that assist you in choosing companies and the correct market timing. Following a trading plan helps to make decisions easier, quicker and with less hesitations. At Stocks2.com, we use very simple but trusted and powerful trend following trading strategies. Simple things usually work the best.
Just 1 of our buy setups matches with SLM stock now:
|New all-time high||No|
|New 52 week high||No|
|Price crossing up 200d MA||Yes|
|100d MA crossing up 200d MA||No|
Is SLM stock a buy?
Everyday, hundreds of stock ratings are posted by financial analysts to indicate a particular stock's attractiveness.At Stocks2.com, we gathered 2 ratings published for SLM stock in the last month.
|Date||Analyst / Broker||Previous rating||Current rating|
|2019-1-25||BMO Capital Markets||Market Perform||Outperform|
SLM stock analysis
After breaking up the SMA line of 200d yesterday, SLM closed today at $9.64stable a 0.21%}.
After crossing up the simple moving average line of 200d yesterday, SLM closed at $9.64 a 0.21%}. SLM broke out again over $8.57 after a 6.18% correction started on August 22nd.
After boosting an impressive 5.47% in a week last week, SLM closed this week at $9.64 and soared a great 3.43%. For 5 weeks in a row, price climbed and marked a profit of 18.48%.
Since early March, when SLM stock price broke down the 40-weeks moving avarage line, it slid $-1.46 per share (-13.15%). Stocks under the 200d moving average line are usually not recommended for average traders.
SLM stock price history
SLM stock went public on September 23rd, 1983 with a price of $0.081. Since then, SLM stock grew a 11,950.00%, with an average of 341.40% per year. If you had invested right after SLM's IPO a $1,000 in SLM stock in 1983, it would worth $119,500.00 today.
1: Adjusted price after possible price splits or reverse-splits.
SLM stock historical price chart
SLM stock reached 52-week highs at $11.98, and all-time highs 2007-07-09 with a price of 18.84.
SLM stock price targetNobody can reliably foresee how stock prices may evolve in the future. However, many stock price predictions are published every day by banks, financial institutions and independent analysts. We do not recommend to follow these stock price predictions without a critical thinking from your side, as their accuracy is usually low. For the last 30 days we have not detected any price forecast for SLM stock by any trusted analyst.
Financials and fundamental analysis
Earnings date and Earnings per ShareAfter publishing its last earnings report on April, SLM . Unfortunately, reported EPS is not yet available in our database.
|Quarter||Reporting date||Estimated EPS||Actual EPS||Surprise|
Annual financial resultsCompared to 2017, last anual revenues report draw an exceptional growth of 20.85% to $1,361.17 million dollars. Similarly, its earnings margin (compared to revenues) boosted to 35.81%, that is $487.48 million. SLM fiscal year ends in December, and to compare its evolution since then, we estimate annual sales and income figures by adding results from the last 4 quarters. This is called TTM (or Twelve Trailing Months). So, SLM TTM sales up to March 2019 were $1,433.44 and income $519.41 million USD. If we compare this TTM figures with the last reported annuality, we can review SLM business evolution since December 2018: Annual revenues up to March, compared to lastest yearly report, escalated a good 5.31%. Improving that, profit margin (net income/sales) stayed stable at 35.81%.
|2010||$7,137 M||-||$530 M7.4%||-|
|2011||$6,618 M||-7.28%||$633 M9.6%||19.35%|
|2012||$6,641 M||0.35%||$939 M14.1%||48.34%|
|2013||$5,780 M||-12.96%||$1,310 M22.7%||39.51%|
|2014||$736 M||-87.27%||$194 M26.4%||-85.17%|
|2015||$885 M||20.30%||$274 M31.0%||41.22%|
|2016||$960 M||8.48%||$250 M26.1%||-8.73%|
|2017||$1,126 M||17.31%||$289 M25.7%||15.42%|
|2018||$1,361 M||20.85%||$487 M35.8%||68.72%|
|TTM||$1,433 M||5.31%||$519 M36.2%||6.55%|
Quarterly financial resultsSLM reported $418.42 M in sales for 2019-Q1, a 5.78% up compared to previous quarter. Reported quarter earnings marked $158.19 million with a profit margin of 37.81%. Profit margin stayed steady a 0.51% compared to previous quarter when profit margin was 37.29%. When comparing sales to same quarter last year, SLM sales marked an astounding growth and rocketed a 20.88%. Looking back to recent quarterly results, SLM posted 2 negative quarters in a row.
|2017-Q2||$353 M||-||$71 M20.0%||-|
|2017-Q3||$368 M||4.24%||$76 M20.7%||8.14%|
|2017-Q4||$287 M||-21.98%||$47 M16.4%||-38.45%|
|2018-Q1||$346 M||20.53%||$126 M36.5%||168.61%|
|2018-Q2||$348 M||0.68%||$110 M31.5%||-13.01%|
|2018-Q3||$271 M||-22.24%||$104 M38.3%||-5.42%|
|2018-Q4||$396 M||45.97%||$148 M37.3%||42.01%|
|2019-Q1||$418 M||5.78%||$158 M37.8%||7.24%|
SLM ownershipWhen you are planning to invest in a company, it's worth to have a look its ownership structure.
SLM shares owned by insiders (that is, founders, CEO, CTO, main executives or other management staff) currently counts a 0.48% of all shares.
Bearish positions for SLM stock account 0.00%, no big difference from last month.
The following table compares ownership indicators for other stocks related to SLM:
|Market cap||$4.1 B||$4.3 B||$26.4 B||$3.0 B||$1.9 B|
|Total shares||426.6 M||94.7 M||318.2 M||230.5 M||28.4 M|
|Float shares||384.8 M||94.0 M||316.4 M||205.4 M||18.4 M|
|- Institutional holdings (%)||104.1%||8.0%||0.0%||99.4%||64.0%|
|- Insider holdings (%)||0.5%||34.2%||16.8%||1.8%||46.7%|
|Shares in short selling||0.0%||0.0%||0.0%||0.0%||0.0%|
|Friday, September 20th, 2019|
|Day range||$9.57 - $9.76|
|Average true range||$0.25|
|50d mov avg||$8.86|
|100d mov avg||$9.28|
|200d mov avg||$9.61|
SLM performanceTo measure stock performance is always good to benchmark with competitors or related stocks. We compared SLM against , , Navient, Nelnet, Regional Management and World Acceptance in the following table: