Q2 stock: buy or sell?

QTWO stock price: $91.82 1.19% At close on August 22nd, 2019

Updated on:
August 22nd, 2019

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Q2 appreciated 1.19% today to $91.82 after marking all time highs on Monday.

Q2 Holdings, Inc. provides cloud-based digital banking solutions to regional and community financial institutions (RCFIs) in the United States.

Should I buy Q2 stock?

You can't be a successful trader if you don't follow a methodolgy or system that assist you in choosing companies and the correct market timing. That's why is so important to choose your own trading plan that matches with your character as inversor. At Stocks2.com, we like to use very simple but trusted and powerful trend following trading strategies. Simple things usually work the best.

These 2 buy setups are elegible for Q2 stock right now:

Buy setupElegible
New all-time highYes
New 52 week highYes
Price crossing up 200d MANo
100d MA crossing up 200d MANo

Is Q2 stock a buy?

Everyday, hundreds of stock ratings are posted by financial analysts to indicate a particular stock's attractiveness. At Stocks2.com, we gathered 15 ratings published for QTWO stock in the last month.

The general sentiment of these ratings is bullish for QTWO stock, with 13 positive ratings.
Is QTWO a good stock to buy?
DateAnalyst / BrokerPrevious ratingCurrent rating
2019-8-9SunTrust Banksn/aBuy
2019-8-9KeyCorpn/aOverweight
2019-8-8Stifel Nicolausn/aBuy
2019-8-8Royal Bank of Canadan/aOutperform
2019-8-8JPMorgan Chase & Co.n/aOverweight
2019-8-13Compass Pointn/aBuy
2019-5-9Wells Fargo & Con/aOutperform
2019-4-3StephensOverweightEqual Weight
2019-3-1SunTrust BanksHoldBuy
2019-3-1Needham & Company LLCBuyBuy
2019-3-1Needham & Company LLCn/aBuy
2019-3-1KeyCorpOverweightOverweight
2019-3-1KeyCorpOverweightOverweight
2019-2-15Royal Bank of Canadan/aOutperform
2019-2-15DA DavidsonNeutralUnderperform

Q2 stock analysis

Daily outlook

Q2 appreciated 1.19% today to $91.82 after marking all time highs on Monday.

After topping to all time highs on Monday, Q2 appreciated 1.19% today to $91.82. Since last April when SMA100d and SMA200d crossed up, QTWO price gained $25.30 per share (38.03%). On Monday, QTWO hit a new all time high, pushing higher than on Friday tops. Check different trading setups that use ATHs as triggers. Since price and SMA50d lines crossed up on Aug/8, QTWO climbed $17.13 (22.93%).

QTWO stock chart (daily)

Weekly outlook

Shares of Q2 closed this week at $91.82 after topping to a new all time high ($93.63) even it couldn't close with gains and declined a disappointing -0.67%. Last week QTWO rocketed a super good 5.82% in just one week.

QTWO shows a strong mid-term uptrend with several rising tops and rising bottoms. Since its last bottom early August, QTWO climbed unceasignly breaking out to new all time highs. Since early April when SMA20w and SMA40w crossed up, QTWO price gained $22.56 per share (32.57%). Since late January when QTWO stock price broke up the SMA40w line, it gained $35.80 (63.91%).

QTWO stock chart (weekly)

Q2 stock price history

Q2 stock went public on March 20th, 2014 with a price of $16.251. Since then, QTWO stock grew a 465.00%, with a yearly average of 93.00%. If you had invested $1,000 in Q2 stock in 2014, it would worth $4,650.00 today.

1: Adjusted price after possible price splits or reverse-splits.

Q2 stock historical price chart

QTWO stock reached all-time highs on Monday with a price of $93.63.

Q2 stock price target is $84.80

Nobody can reliably foresee how stock prices may evolve in the future. However, many stock price predictions are published every day by banks, financial institutions and independent analysts. We do not recommend to follow these stock price predictions without a critical thinking from your side, as their accuracy is usually low. We have 13 price forecasts for Q2 stock published in the last month:
QTWO stock price predictions
DateAnalyst / BrokerActionPrevious targetCurrent targetDiff
2019-8-9SunTrust BanksRaises Target$84.00$100.0019%
2019-8-9KeyCorpRaises Target$83.00$98.0018.1%
2019-8-8Stifel NicolausRaises Target$74.00$82.0010.8%
2019-8-8Royal Bank of CanadaReiterates$79.00$94.0019%
2019-8-8JPMorgan Chase & Co.Raises Target$78.00$90.0015.4%
2019-8-13Compass PointInitiatesn/a$105.00-
2019-5-9Wells Fargo & CoReiterates$75.00$80.006.7%
2019-3-1Needham & Company LLCReiterates$70.00$80.0014.3%
2019-3-1Needham & Company LLCRaises Target$70.00$80.0014.3%
2019-3-1KeyCorpReiterates$77.00$83.007.8%
2019-3-1KeyCorpRaises Target$77.00$83.007.8%
2019-2-15Royal Bank of CanadaRaises Targetn/a$76.00-
2019-2-15DA DavidsonDowngrades$48.00$52.008.3%
(in average)$74.10$84.8014.0%
The price prediction for Q2 stock is $84.80, moving in a range between $105.00 and $52.00. In average, analysts' outlook on QTWO price target is positive, upgrading the forecast by a 14.00% from previous estimations.

Financials and fundamental analysis

Earnings date and Earnings per Share

On February, Q2 didn't meet the estimates of the experts and reported a spooky EPS of $-0.11 per share when experts were expecting $-0.18.
QTWO earnings date and EPS evolution
QuarterReporting dateEstimated EPSActual EPSSurprise
2017-Q1-n/a-0.17n/a
2017-Q2-n/a-0.18n/a
2017-Q32017-11-01-0.030.03n/a
2017-Q42018-02-140.010.05400.0%
2018-Q12018-05-02-0.16-0.1n/a
2018-Q22018-08-07-0.14-0.14n/a
2018-Q32018-11-06-0.16-0.08n/a
2018-Q42019-02-13-0.18-0.11n/a
2019-Q1-n/an/an/a
2019-Q2-n/an/an/a

Annual financial results

In 2018, Q2 annual revenues boosted a super good 24.29% to $241.10 million dollars from $193.98 marked in 2017. When comparing 2018 vs 2017, instead, profit margin (that is, the net income divided by revenues) declined a -1.19% to -14.68%.

QTWO annual Sales and Income evolution
YearSalesYoYIncome/(margin)YoY
2013$57 M-$-17.68 M-31.1%-
2014$79 M39.14%$-19.63 M-24.8%11.05%
2015$109 M37.58%$-25.06 M-23.0%27.65%
2016$150 M37.99%$-36.35 M-24.2%45.05%
2017$194 M29.13%$-26.16 M-13.5%-28.03%
2018$241 M24.29%$-35.40 M-14.7%35.29%

Quarterly financial results

Q2 reported $67.18 M in revenues for 2018-Q4, a 10.96% improvement compared to previous quarter. Reported quarter earnings marked $-11.86 M with a profit margin of -17.66%. Profit margin decreased a -3.03% compared to previous quarter when profit margin was -14.63%. When comparing revenues to same quarter last year, Q2 sales marked an outstanding gain and rocketed a 29.93%. Looking back to recent quarterly results, Q2 posted 7 negative quarters in a row.
QTWO quarterly Sales and Income evolution
QuarterSales1QoQ2Income1/(margin)QoQ2
2017-Q1$45 M-$-7.04 M-15.8%-
2017-Q2$48 M6.96%$-7.82 M-16.4%11.08%
2017-Q3$50 M5.22%$-5.78 M-11.5%-26.06%
2017-Q4$52 M3.17%$-5.52 M-10.7%-4.51%
2018-Q1$55 M6.01%$-6.05 M-11.0%9.55%
2018-Q2$59 M6.87%$-8.63 M-14.7%42.64%
2018-Q3$61 M3.36%$-8.86 M-14.6%2.69%
2018-Q4$67 M10.96%$-11.86 M-17.7%33.91%

Q2 ownership

When you are planning to buy a company, it's always worth to check its ownership structure.

Management staff in all public traded companies that hold equity is required to report every transaction to the SEC. For Q2, 7.45% of all outstanding shares are owned by its staff.

Bearish positions for QTWO stock account 0.00%, no big difference from last month.

The following table compares ownership indicators for other stocks related to Q2:

QTWOACIWEPAYFISFISV
Market cap$4.1 B$3.3 B$1.9 B$45.7 B$44.0 B
Total shares44.2 M110.6 M43.5 M331.0 M409.4 M
Float shares41.6 M113.4 M40.1 M610.5 M327.5 M
  - Institutional holdings (%)101.1%103.3%98.6%92.3%91.1%
  - Insider holdings (%)7.4%2.1%2.2%0.6%0.3%
Shares in short selling0.0%0.0%0.0%0.0%0.0%

Q2 summary

Thursday, August 22nd, 2019
Open$91.04
Close$91.82
Day range$90.23 - $92.24
Previous close$90.74
Session gain1.19%
Average true range$3.97
50d mov avg$80.47
100d mov avg$75.96
200d mov avg$66.90
Daily pattern
Weekly pattern lb03c

Q2 performance

To measure stock performance is always good to benchmark with competitors or related stocks. We compared Q2 against ACI Worldwide, Bottomline Technologies, Fidelity National Information Services, Fiserv, Jack Henry & Associates and NCR in the following table:
Stock3m6m12m
QTWOQ224.27%36.05%44.14%
ACIWACI Worldwide-8.15%-7.05%3.37%
EPAYBottomline Techno...-2.40%-10.44%-31.31%
FISFidelity National...16.72%29.85%28.49%
FISVFiserv23.77%26.50%34.40%
JKHYJack Henry & Asso...7.86%8.45%-8.84%
NCR -0.45%7.42%9.12%

Q2 competitors

One check before trading any stock is to have a look a list of its competitors, in this case for Q2. We chose 6 companies as Q2 competitors as they are in the same industry or have similar market objectives.