Fiserv stock: buy or sell?
May 20th, 2019
Fiserv, Inc., together with its subsidiaries, provides financial services technology worldwide. The company's Payments and Industry Products segment provides electronic bill payment and presentment services; mobile banking software and services; account-to-account transfers; person-to-person payment services; debit and credit card processing and services; payments infrastructure services; and other electronic payments software and services.
Should I buy Fiserv stock?Make a decision about when to buy or sell stocks is one of the hardest parts of being a trader or investor. Trading strategies are meant for helping you in the decision process of what stocks to choose and when is the best moment to buy them. There are thousands of trading strategies for you to choose, but at Stocks2.com we prefer those that are simple but successful.
Currently, Fiserv stock doesn't match any of these trading strategies, so our recommendation is not to buy.
|New all-time high||No|
|New 52 week high||No|
|Price crossing up 200d MA||No|
|100d MA crossing up 200d MA||No|
Is Fiserv stock a buy?
Banks and financial institutions publish stock ratings everyday.At Stocks2.com, we collected 14 ratings published for FISV stock in the last month. The general sentiment of these ratings is bullish for FISV stock, with 8 positive ratings.
|Date||Analyst / Broker||Previous rating||Current rating|
|2019-1-28||Royal Bank of Canada||Sector Perform||Outperform|
|2019-1-22||William Blair||Market Perform||Outperform|
|2019-1-17||Wolfe Research||Market Perform||Outperform|
Fiserv stock analysis
Fiserv closed today at $87.18 and stayed steady a tight -0.14%.
Fiserv stayed steady a tight -0.14% and closed at $87.18. Since January when FISV stock price broke up the SMA200d line, it gained $12.68 (17.02%). Since SMA50d and SMA100d crossed up on February, FISV price climbed $2.43 per share (2.87%). On April, FISV hit a new all time high, pushing higher than on April tops. Check different trading setups that use ATHs as triggers.
Fiserv shares remained constant -0.14% this week, ending at $87.18.
Not so far away is the last all-time high Fiserv marked early April. Since price and SMA40w lines crossed up by mid January, FISV climbed $13.08 (17.65%). Since SMA10d and SMA20w crossed up by mid February, FISV price climbed $1.48 per share (1.73%).
Fiserv stock price history
Fiserv IPO was on September 25th, 1986 at $0.27 per share1. Since then, FISV stock grew a 32,188.90%, with an average of 1,005.90% per year. If you had invested $1,000 in Fiserv stock in 1986, it would worth $321,889.00 today.
1: Adjusted price after possible price splits or reverse-splits.
Fiserv stock historical price chart
FISV stock reached all-time highs on April with a price of $91.19.
Fiserv stock price target is $87.20Predicting the price evolution of a stock or any financial instrument in a reliable and repeatable way is probably impossible. However, financial institutions invest time and resources to provide the most accurated estimations to help investors to make their decisions. You should not follow the analysts' FISV stock price predictions in the hope that they will be met as they may be wrong and not met. We detected 6 price forecasts for FISV stock published in the last month:
|Date||Analyst / Broker||Action||Previous target||Current target||Diff|
|2019-4-23||Deutsche Bank||Raises Target||$71.00||$94.00||32.4%|
Financials and fundamental analysis
Earnings date and Earnings per ShareSince last February, when Fiserv published its last earnings report, it stepped up a tiny 3.77%. Unfortunately, reported EPS is not yet available in our database.
|Quarter||Reporting date||Estimated EPS||Actual EPS||Surprise|
Annual financial resultsIn 2018, Fiserv annual revenues grew a tiny 2.23% to $5,823.00 million dollars from $5,696.00 marked in 2017. In contrary, its income margin (compared to revenues) declined to 20.38%, that is $1,187.00 million.
|2013||$4,810 M||-||$650 M13.5%||-|
|2014||$5,066 M||5.32%||$754 M14.9%||16.00%|
|2015||$5,254 M||3.71%||$712 M13.6%||-5.57%|
|2016||$5,505 M||4.78%||$930 M16.9%||30.62%|
|2017||$5,696 M||3.47%||$1,246 M21.9%||33.98%|
|2018||$5,823 M||2.23%||$1,187 M20.4%||-4.74%|
Quarterly financial resultsFiserv posted $1,551.00 million in sales for 2018-Q4, a 9.84% improvement compared to previous quarter. Reported quarter income marked $286.00 M with a profit margin of 18.44%. Profit margin appreciated a 2.36% compared to previous quarter when profit margin was 16.08%. When comparing revenues to same quarter last year, Fiserv sales marked a slightly good gain and gained a 2.31%.
|2017-Q2||$1,390 M||-||$221 M15.9%||-|
|2017-Q3||$1,400 M||0.72%||$232 M16.6%||4.98%|
|2017-Q4||$1,516 M||8.29%||$546 M36.0%||135.34%|
|2018-Q1||$1,440 M||-5.01%||$423 M29.4%||-22.53%|
|2018-Q2||$1,420 M||-1.39%||$251 M17.7%||-40.66%|
|2018-Q3||$1,412 M||-0.56%||$227 M16.1%||-9.56%|
|2018-Q4||$1,551 M||9.84%||$286 M18.4%||25.99%|
|2019-Q1||$1,502 M||-3.16%||$225 M15.0%||-21.33%|
Fiserv ownershipWhen you are planning to invest in a company, it's always worth to review its ownership structure.
Fiserv shares owned by insiders (that is, founders, CEO, CTO, main executives or other management staff) currently counts a 0.31% of all shares.
Bearish positions for FISV stock account 0.00%, no big difference from last month.
For a better understanding, the next table shows ownership data compared to other related companies:
|Market cap||$34.2 B||$3.4 B||$31.9 B||$38.4 B||$63.1 B|
|Total shares||392.4 M||110.6 M||871.5 M||323.6 M||259.1 M|
|Float shares||391.6 M||107.6 M||823.3 M||321.5 M||249.1 M|
|- Institutional holdings (%)||91.1%||103.3%||88.0%||92.3%||90.0%|
|- Insider holdings (%)||0.3%||2.1%||5.3%||0.6%||4.0%|
|Shares in short selling||0.0%||0.0%||0.0%||0.0%||0.0%|
|Monday, May 20th, 2019|
|Day range||$86.34 - $87.85|
|Average true range||$2.11|
|50d mov avg||$86.47|
|100d mov avg||$83.58|
|200d mov avg||$81.01|
Fiserv performanceTo better understand Fiserv performance you must becnhmark its gains with other related stocks in same sector or industry. We compared Fiserv against ACI Worldwide, eBay, Fidelity National Information Services, Intuit, Jack Henry & Associates, Mastercard, Total System Services, Visa and Western Union in the following table:
|JKHYJack Henry & Asso...||2.66%||0.51%||12.36%|
|TSSTotal System Serv...||7.19%||21.76%||17.24%|
Fiserv competitorsWe chose a few stocks to conform a list of Fiserv competitors to watch if you are interested in investing in FISV:
- ACI Worldwide (ACIW)
- eBay (EBAY)
- Fidelity National Information Services (FIS)
- Intuit (INTU)
- Jack Henry & Associates (JKHY)
- Mastercard (MA)
- Total System Services (TSS)
- Visa (V)
- Western Union (WU)
Latest Fiserv stock news
- InvestorPlace3 Big Stock Charts for Tuesday: General Electric, Fiserv and NRG EnergyApril 30, 2019
- InvestorPlace3 Big Stock Charts for Tuesday: Intel, eBay and FiservJanuary 22, 2019
- InvestorPlace3 Big Stock Charts for Thursday: Fiserv, Pfizer and PNC Financial Services GroupJanuary 17, 2019
- Seeking AlphaFiserv Inc.: Excellent Margins Will Drive Share Price HigherNovember 29, 2018
- Seeking AlphaFiserv: A Solid Fintech FirmOctober 1, 2018