Fiserv stock: buy or sell?

FISV stock price: $93.91 -0.89% At close on July 16th, 2019

Updated on:
July 16th, 2019

5

After marking all time highs yesterday, Fiserv depreciated -0.89% today to $93.91.

Fiserv, Inc., together with its subsidiaries, provides financial services technology worldwide. The company's Payments and Industry Products segment provides electronic bill payment and presentment services; mobile banking software and services; account-to-account transfers; person-to-person payment services; debit and credit card processing and services; payments infrastructure services; and other electronic payments software and services.

Should I buy Fiserv stock?

You can't be a successful trader if you don't follow a methodolgy or system that assist you in choosing companies and the correct market timing. Following a trading plan helps to make decisions easier, quicker and with less hesitations. At Stocks2.com, we use very simple but trusted and powerful trend following trading strategies. Simple things usually work the best.

Currently, 2 buy setups work for Fiserv stock right now:

Buy setupElegible
New all-time highYes
New 52 week highYes
Price crossing up 200d MANo
100d MA crossing up 200d MANo

Is Fiserv stock a buy?

Financial institutions and banks publish stock ratings everyday. At Stocks2.com, we gathered 15 ratings published for FISV stock in the last month.

The general sentiment of these ratings is bullish for FISV stock, with 12 positive ratings.
Is FISV a good stock to buy?
DateAnalyst / BrokerPrevious ratingCurrent rating
2019-7-15Wedbushn/aOutperform
2019-6-5SunTrust BanksHoldBuy
2019-6-26Northcoast ResearchNeutralBuy
2019-6-21Raymond Jamesn/aOutperform
2019-6-19Wells Fargo & Con/aOutperform
2019-6-12Oppenheimern/aOutperform
2019-4-23Deutsche BankHoldHold
2019-2-8Cantor Fitzgeraldn/aHold
2019-2-7Buckingham Researchn/aBuy
2019-1-29Wedbushn/aOutperform
2019-1-29SunTrust BanksBuyHold
2019-1-28Royal Bank of CanadaSector PerformOutperform
2019-1-24CowenMarket PerformOutperform
2019-1-22William BlairMarket PerformOutperform
2019-1-18OppenheimerMarket PerformOutperform

Fiserv stock analysis

Daily outlook

After yesterday all time highs, Fiserv depreciated lightly to $93.91.

Fiserv depreciated -0.89% to $93.91 after yesterday all time highs. From a daily perspective, FISV is in a short term uptrend after plotting its last bottom ($92.28, on Jul/9) higher than the previous bottom, and its last top ($95.42, yesterday) also over the previous top. Now trading in between its last bottom and last top FISV might consolidate in a plain range, waiting to break out over $95.42 or down under $92.28. On June/4 FISV price bounced up over the SMA of 100 days demonstrating to be a significant support for this stock. Yesterday, FISV hit a new all time high, pushing higher than on Wednesday tops. Check different trading setups that use ATHs as triggers.

FISV stock chart (daily)

Weekly outlook

Despite of the negative close ($93.91, -0.63%), Fiserv topped new all time high at $95.42.

Since price and SMA40w lines crossed up by mid January, FISV climbed $19.81 (26.73%). Since mid February when SMA10w and SMA20w crossed up, FISV price gained $8.21 per share (9.58%).

FISV stock chart (weekly)

Fiserv stock price history

Fiserv stock went public on September 25th, 1986 with a price of $0.281. Since then, FISV stock surged a 33,439.30%, with an average of 1,045.00% per year. If you had invested $1,000 in Fiserv stock in 1986, it would worth $334,393.00 today.

1: Adjusted price after possible price splits or reverse-splits.

Fiserv stock historical price chart

FISV stock reached all-time highs yesterday with a price of $95.42.

Fiserv stock price target is $98.10

Predicting the price evolution of a stock or any financial instrument in a reliable and repeatable way is probably impossible. However, financial institutions invest time and resources to provide the most accurated estimations to help investors to make their decisions. We do not recommend to follow these stock price predictions without a critical thinking from your side, as their accuracy is usually low. For the last 30 days we found 9 price targets for Fiserv stock:
FISV stock price predictions
DateAnalyst / BrokerActionPrevious targetCurrent targetDiff
2019-7-15WedbushRaises Target$95.00$105.0010.5%
2019-6-5SunTrust BanksUpgrades$91.00$100.009.9%
2019-6-21Raymond JamesInitiatesn/a$103.00-
2019-6-19Wells Fargo & CoInitiatesn/a$110.00-
2019-6-12OppenheimerRaises Target$97.00$105.008.2%
2019-4-23Deutsche BankRaises Target$71.00$94.0032.4%
2019-2-8Cantor FitzgeraldReiteratesn/a$83.00-
2019-1-29WedbushReiterates$85.00$95.0011.8%
2019-1-18OppenheimerUpgradesn/a$88.00-
(in average)$87.80$98.1012.0%
The price target for Fiserv stock is $98.10, moving in a range between $110.00 and $83.00. In average, analysts' outlook on FISV price forecast is positive, upgrading the forecast by a 12.00% from previous estimations.

Financials and fundamental analysis

Earnings date and Earnings per Share

Since last February, when Fiserv presented its last earnings report, it . As soon as we get its posted EPS from the earnings report, we will update this report.
FISV earnings date and EPS evolution
QuarterReporting dateEstimated EPSActual EPSSurprise
2017-Q2-n/a0.99n/a
2017-Q32017-10-311.311.27-3.1%
2017-Q42018-02-070.690.712.9%
2018-Q12018-05-010.730.764.1%
2018-Q22018-07-310.740.751.4%
2018-Q32018-10-310.770.75-2.6%
2018-Q42019-02-070.840.840.0%
2019-Q1-n/an/an/a
2019-Q2-n/an/an/a
2019-Q3-n/an/an/a

Annual financial results

Compared to 2017, last anual turnover report draw a tiny growth of 2.23% to $5,823.00 M dollars. By contrast, its profit margin (compared to sales) depreciated to 20.38%, that is $1,187.00 million.

FISV annual Sales and Income evolution
YearSalesYoYIncome/(margin)YoY
2013$4,810 M-$650 M13.5%-
2014$5,066 M5.32%$754 M14.9%16.00%
2015$5,254 M3.71%$712 M13.6%-5.57%
2016$5,505 M4.78%$930 M16.9%30.62%
2017$5,696 M3.47%$1,246 M21.9%33.98%
2018$5,823 M2.23%$1,187 M20.4%-4.74%

Quarterly financial results

Fiserv posted $1,551.00 M in revenues for 2018-Q4, a 9.84% up compared to previous quarter. Reported quarter earnings marked $286.00 M with a profit margin of 18.44%. Profit margin raised a 2.36% compared to previous quarter when profit margin was 16.08%. When comparing turnover to same quarter last year, Fiserv sales marked a slightly fine gain and inched a 2.31%.
FISV quarterly Sales and Income evolution
QuarterSales1QoQ2Income1/(margin)QoQ2
2017-Q2$1,390 M-$221 M15.9%-
2017-Q3$1,400 M0.72%$232 M16.6%4.98%
2017-Q4$1,516 M8.29%$546 M36.0%135.34%
2018-Q1$1,440 M-5.01%$423 M29.4%-22.53%
2018-Q2$1,420 M-1.39%$251 M17.7%-40.66%
2018-Q3$1,412 M-0.56%$227 M16.1%-9.56%
2018-Q4$1,551 M9.84%$286 M18.4%25.99%
2019-Q1$1,502 M-3.16%$225 M15.0%-21.33%

Fiserv ownership

When you are planning to buy a company, it's worth to check its ownership structure.

Fiserv shares owned by insiders (that is, founders, CEO, CTO, main executives or other management staff) currently counts a 0.31% of all shares.

Bearish positions for FISV stock account 0.00%, no big difference from last month.

The following table compares ownership indicators for other stocks related to Fiserv:

FISVACIWEBAYFISINTU
Market cap$38.5 B$3.8 B$34.8 B$43.2 B$72.8 B
Total shares409.4 M110.6 M871.5 M331.0 M259.2 M
Float shares391.7 M107.5 M823.2 M321.6 M249.6 M
  - Institutional holdings (%)91.1%103.3%88.0%92.3%90.0%
  - Insider holdings (%)0.3%2.1%5.3%0.6%4.0%
Shares in short selling0.0%0.0%0.0%0.0%0.0%

Fiserv summary

Tuesday, July 16th, 2019
Open$94.72
Close$93.91
Day range$93.65 - $95.22
Previous close$94.75
Session gain-0.89%
Average true range$1.38
50d mov avg$89.30
100d mov avg$87.81
200d mov avg$83.10
Daily patternlt06a
Weekly pattern

Fiserv performance

Performance as an absolute value is never valid if it's not benchmarked against competitors or related stocks in the industry. For Fiserv, the benchmark is made against ACI Worldwide, eBay, Fidelity National Information Services, Intuit, Jack Henry & Associates, Mastercard, Total System Services, Visa and Western Union.
Stock3m6m12m
FISVFiserv10.40%20.68%21.41%
ACIWACI Worldwide0.62%18.93%28.69%
EBAYeBay11.38%29.78%17.62%
FISFidelity National...17.90%23.93%21.16%
INTUIntuit9.16%31.80%31.52%
JKHYJack Henry & Asso...-1.83%7.97%4.49%
MAMastercard14.97%37.30%34.56%
TSSTotal System Serv...32.41%51.59%49.26%
VVisa12.15%29.91%28.04%
WUWestern Union7.43%14.82%5.44%

Fiserv competitors

We chose a few stocks to conform a list of Fiserv competitors to examine if you are interested in investing in FISV:

Latest Fiserv stock news