Fiserv stock: buy or sell?
May 21st, 2019
Fiserv, Inc., together with its subsidiaries, provides financial services technology worldwide. The company's Payments and Industry Products segment provides electronic bill payment and presentment services; mobile banking software and services; account-to-account transfers; person-to-person payment services; debit and credit card processing and services; payments infrastructure services; and other electronic payments software and services.
Should I buy Fiserv stock?Trading stocks requires experience and discipline, and your buying and selling decisions must come following a methodology. Trading strategies are meant for helping you in the decision process of what stocks to pick and when is the best moment to buy them. There are thousands of trading strategies for you to choose, but at Stocks2.com we prefer those that are simple but successful.
Currently, Fiserv stock doesn't match any of these trading strategies, so our recommendation is not to buy.
|New all-time high||No|
|New 52 week high||No|
|Price crossing up 200d MA||No|
|100d MA crossing up 200d MA||No|
Is Fiserv stock a buy?
Everyday, hundreds of stock ratings are posted by financial analysts to indicate a particular stock's attractiveness.At Stocks2.com, we detected 14 ratings published for FISV stock in the last 30 days. The general sentiment of these ratings is bullish for FISV stock, with 8 positive ratings.
|Date||Analyst / Broker||Previous rating||Current rating|
|2019-1-28||Royal Bank of Canada||Sector Perform||Outperform|
|2019-1-22||William Blair||Market Perform||Outperform|
|2019-1-17||Wolfe Research||Market Perform||Outperform|
Fiserv stock analysis
Shares of Fiserv inched a decent 1.41% and closed at $88.41.
Shares of Fiserv inched a decent 1.41% and closed at $88.41. Since price and SMA200d lines crossed up on January, FISV climbed $13.91 (18.67%). Since SMA50d and SMA100d crossed up on February, FISV price climbed $3.66 per share (4.32%). On April, FISV hit new all time highs, pushing higher previous ATH of $90.18 recorded on April. New ATHs are usual entry points for many trading setups as there aren't higher resistences.
Shares of Fiserv stepped up a tiny 1.27% this week.
Not so far away is the last all-time high Fiserv marked early April. Since mid January when FISV stock price broke up the SMA40w line, it gained $14.31 (19.31%). By mid February, SMA10w and SMA20w crossed up triggering a rise of 3.16%.
Fiserv stock price history
Fiserv IPO was on September 25th, 1986 at $0.27 per share1. Since then, FISV stock grew a 32,644.40%, with an average of 1,020.10% per year. If you had invested $1,000 in Fiserv stock in 1986, it would worth $326,444.00 today.
1: Adjusted price after possible price splits or reverse-splits.
Fiserv stock historical price chart
FISV stock reached all-time highs on April with a price of $91.19.
Fiserv stock price target is $87.20Nobody can reliably foresee how stock prices may evolve in the future. However, financial institutions invest time and resources to provide the most accurated estimations to help investors to make their decisions. You should not follow the analysts' FISV stock price predictions in the hope that they will be met as they may be wrong and not met. For the last 30 days we found 6 price targets for FISV stock:
|Date||Analyst / Broker||Action||Previous target||Current target||Diff|
|2019-4-23||Deutsche Bank||Raises Target||$71.00||$94.00||32.4%|
Financials and fundamental analysis
Earnings date and Earnings per ShareOn February, Fiserv presented its financial report, aligned with analysts' consensus and published a $0.84 Earnings per Share. As soon as we get its actual EPS from the earnings report, we will extend this review.
|Quarter||Reporting date||Estimated EPS||Actual EPS||Surprise|
Annual financial resultsIn 2018, Fiserv annual revenues gained a slightly good 2.23% to $5,823.00 million USD from $5,696.00 marked in 2017. However, its income margin (compared to sales) decreased to 20.38%, that is $1,187.00 million.
|2013||$4,810 M||-||$650 M13.5%||-|
|2014||$5,066 M||5.32%||$754 M14.9%||16.00%|
|2015||$5,254 M||3.71%||$712 M13.6%||-5.57%|
|2016||$5,505 M||4.78%||$930 M16.9%||30.62%|
|2017||$5,696 M||3.47%||$1,246 M21.9%||33.98%|
|2018||$5,823 M||2.23%||$1,187 M20.4%||-4.74%|
Quarterly financial resultsFiserv reported $1,551.00 M in revenues for 2018-Q4, a 9.84% improvement compared to previous quarter. Reported quarter earnings marked $286.00 million with a profit margin of 18.44%. Profit margin grew a 2.36% compared to previous quarter when profit margin was 16.08%. When comparing sales to same quarter last year, Fiserv sales marked a tiny increase and inched a 2.31%.
|2017-Q2||$1,390 M||-||$221 M15.9%||-|
|2017-Q3||$1,400 M||0.72%||$232 M16.6%||4.98%|
|2017-Q4||$1,516 M||8.29%||$546 M36.0%||135.34%|
|2018-Q1||$1,440 M||-5.01%||$423 M29.4%||-22.53%|
|2018-Q2||$1,420 M||-1.39%||$251 M17.7%||-40.66%|
|2018-Q3||$1,412 M||-0.56%||$227 M16.1%||-9.56%|
|2018-Q4||$1,551 M||9.84%||$286 M18.4%||25.99%|
|2019-Q1||$1,502 M||-3.16%||$225 M15.0%||-21.33%|
Fiserv ownershipWhen you are planning to buy a stock, it's always worth to review its ownership structure.
Management staff in all public traded companies that hold equity is required to report every transaction to the SEC. For Fiserv, 0.31% of all outstanding shares are owned by its staff.
Bearish positions for FISV stock account 0.00%, no big difference from last month.
The following table compares ownership indicators for other stocks related to Fiserv:
|Market cap||$34.7 B||$3.5 B||$31.9 B||$38.3 B||$63.8 B|
|Total shares||392.4 M||110.6 M||871.5 M||323.6 M||259.1 M|
|Float shares||391.6 M||107.6 M||823.3 M||321.5 M||249.1 M|
|- Institutional holdings (%)||91.1%||103.3%||88.0%||92.3%||90.0%|
|- Insider holdings (%)||0.3%||2.1%||5.3%||0.6%||4.0%|
|Shares in short selling||0.0%||0.0%||0.0%||0.0%||0.0%|
|Tuesday, May 21st, 2019|
|Day range||$87.84 - $88.99|
|Average true range||$2.02|
|50d mov avg||$86.52|
|100d mov avg||$83.74|
|200d mov avg||$81.08|
Fiserv performancePerformance as an absolute value is never valid if it's not benchmarked against competitors or related stocks in the industry. In the following table, we compare Fiserv performance to ACI Worldwide, eBay, Fidelity National Information Services, Intuit, Jack Henry & Associates, Mastercard, Total System Services, Visa and Western Union:
|JKHYJack Henry & Asso...||3.43%||1.26%||13.20%|
|TSSTotal System Serv...||7.39%||21.99%||17.46%|
Fiserv competitorsOne check before investing in any stock is to review a list of its competitors, in this case for Fiserv. We chose 9 companies as Fiserv competitors as they are in the same industry or have similar market objectives.
- ACI Worldwide (ACIW)
- eBay (EBAY)
- Fidelity National Information Services (FIS)
- Intuit (INTU)
- Jack Henry & Associates (JKHY)
- Mastercard (MA)
- Total System Services (TSS)
- Visa (V)
- Western Union (WU)
Latest Fiserv stock news
- InvestorPlace3 Big Stock Charts for Tuesday: General Electric, Fiserv and NRG EnergyApril 30, 2019
- InvestorPlace3 Big Stock Charts for Tuesday: Intel, eBay and FiservJanuary 22, 2019
- InvestorPlace3 Big Stock Charts for Thursday: Fiserv, Pfizer and PNC Financial Services GroupJanuary 17, 2019
- Seeking AlphaFiserv Inc.: Excellent Margins Will Drive Share Price HigherNovember 29, 2018
- Seeking AlphaFiserv: A Solid Fintech FirmOctober 1, 2018