Fiserv stock: buy or sell?

FISV stock price: $87.18 -0.14% At close on May 20th, 2019

Updated on:
May 20th, 2019

5

Fiserv ended today at $87.18 and stayed stable a tight -0.14%.

Fiserv, Inc., together with its subsidiaries, provides financial services technology worldwide. The company's Payments and Industry Products segment provides electronic bill payment and presentment services; mobile banking software and services; account-to-account transfers; person-to-person payment services; debit and credit card processing and services; payments infrastructure services; and other electronic payments software and services.

Should I buy Fiserv stock?

Make a decision about when to buy or sell stocks is one of the hardest parts of being a trader or investor. Trading strategies are meant for helping you in the decision process of what stocks to choose and when is the best moment to buy them. There are thousands of trading strategies for you to choose, but at Stocks2.com we prefer those that are simple but successful.

Currently, Fiserv stock doesn't match any of these trading strategies, so our recommendation is not to buy.

Buy setupElegible
New all-time highNo
New 52 week highNo
Price crossing up 200d MANo
100d MA crossing up 200d MANo
This doesn't mean FISV will slide in coming sessions, or it will not rise higher. Simply, it doesn't match our recommended trading systems.

Is Fiserv stock a buy?

Banks and financial institutions publish stock ratings everyday. At Stocks2.com, we collected 14 ratings published for FISV stock in the last month.

The general sentiment of these ratings is bullish for FISV stock, with 8 positive ratings.
Is FISV a good stock to buy?
DateAnalyst / BrokerPrevious ratingCurrent rating
2019-4-23Deutsche BankHoldHold
2019-2-8Cantor Fitzgeraldn/aHold
2019-2-7Buckingham Researchn/aBuy
2019-1-29Wedbushn/aOutperform
2019-1-29SunTrust BanksBuyHold
2019-1-28Royal Bank of CanadaSector PerformOutperform
2019-1-24CowenMarket PerformOutperform
2019-1-22William BlairMarket PerformOutperform
2019-1-18OppenheimerMarket PerformOutperform
2019-1-18Edward JonesBuyHold
2019-1-18Edward JonesBuyHold
2019-1-17Wolfe ResearchMarket PerformOutperform
2019-1-16StephensEqual WeightOverweight
2019-1-16Cantor Fitzgeraldn/aHold

Fiserv stock analysis

Daily outlook

Fiserv closed today at $87.18 and stayed steady a tight -0.14%.

Fiserv stayed steady a tight -0.14% and closed at $87.18. Since January when FISV stock price broke up the SMA200d line, it gained $12.68 (17.02%). Since SMA50d and SMA100d crossed up on February, FISV price climbed $2.43 per share (2.87%). On April, FISV hit a new all time high, pushing higher than on April tops. Check different trading setups that use ATHs as triggers.

FISV stock chart (daily)

Weekly outlook

Fiserv shares remained constant -0.14% this week, ending at $87.18.

Not so far away is the last all-time high Fiserv marked early April. Since price and SMA40w lines crossed up by mid January, FISV climbed $13.08 (17.65%). Since SMA10d and SMA20w crossed up by mid February, FISV price climbed $1.48 per share (1.73%).

FISV stock chart (weekly)

Fiserv stock price history

Fiserv IPO was on September 25th, 1986 at $0.27 per share1. Since then, FISV stock grew a 32,188.90%, with an average of 1,005.90% per year. If you had invested $1,000 in Fiserv stock in 1986, it would worth $321,889.00 today.

1: Adjusted price after possible price splits or reverse-splits.

Fiserv stock historical price chart

FISV stock reached all-time highs on April with a price of $91.19.

Fiserv stock price target is $87.20

Predicting the price evolution of a stock or any financial instrument in a reliable and repeatable way is probably impossible. However, financial institutions invest time and resources to provide the most accurated estimations to help investors to make their decisions. You should not follow the analysts' FISV stock price predictions in the hope that they will be met as they may be wrong and not met. We detected 6 price forecasts for FISV stock published in the last month:
FISV stock price predictions
DateAnalyst / BrokerActionPrevious targetCurrent targetDiff
2019-4-23Deutsche BankRaises Target$71.00$94.0032.4%
2019-2-8Cantor FitzgeraldReiteratesn/a$83.00-
2019-1-29WedbushReiterates$85.00$95.0011.8%
2019-1-18OppenheimerUpgradesn/a$88.00-
2019-1-16StephensUpgrades$76.00$90.0018.4%
2019-1-16Cantor FitzgeraldReiteratesn/a$73.00-
(in average)$77.30$87.2013.0%
The price prediction for Fiserv stock is $87.20, moving in a range between $95.00 and $73.00. In average, analysts' outlook on FISV price forecast is positive, increasing the target by a 13.00% from previous estimations.

Financials and fundamental analysis

Earnings date and Earnings per Share

Since last February, when Fiserv published its last earnings report, it stepped up a tiny 3.77%. Unfortunately, reported EPS is not yet available in our database.
FISV earnings date and EPS evolution
QuarterReporting dateEstimated EPSActual EPSSurprise
2017-Q2-n/a0.99n/a
2017-Q32017-10-311.311.27-3.1%
2017-Q42018-02-070.690.712.9%
2018-Q12018-05-010.730.764.1%
2018-Q22018-07-310.740.751.4%
2018-Q32018-10-310.770.75-2.6%
2018-Q42019-02-070.840.840.0%
2019-Q1-n/an/an/a
2019-Q2-n/an/an/a
2019-Q3-n/an/an/a

Annual financial results

In 2018, Fiserv annual revenues grew a tiny 2.23% to $5,823.00 million dollars from $5,696.00 marked in 2017. In contrary, its income margin (compared to revenues) declined to 20.38%, that is $1,187.00 million.

FISV annual Sales and Income evolution
YearSalesYoYIncome/(margin)YoY
2013$4,810 M-$650 M13.5%-
2014$5,066 M5.32%$754 M14.9%16.00%
2015$5,254 M3.71%$712 M13.6%-5.57%
2016$5,505 M4.78%$930 M16.9%30.62%
2017$5,696 M3.47%$1,246 M21.9%33.98%
2018$5,823 M2.23%$1,187 M20.4%-4.74%

Quarterly financial results

Fiserv posted $1,551.00 million in sales for 2018-Q4, a 9.84% improvement compared to previous quarter. Reported quarter income marked $286.00 M with a profit margin of 18.44%. Profit margin appreciated a 2.36% compared to previous quarter when profit margin was 16.08%. When comparing revenues to same quarter last year, Fiserv sales marked a slightly good gain and gained a 2.31%.
FISV quarterly Sales and Income evolution
QuarterSales1QoQ2Income1/(margin)QoQ2
2017-Q2$1,390 M-$221 M15.9%-
2017-Q3$1,400 M0.72%$232 M16.6%4.98%
2017-Q4$1,516 M8.29%$546 M36.0%135.34%
2018-Q1$1,440 M-5.01%$423 M29.4%-22.53%
2018-Q2$1,420 M-1.39%$251 M17.7%-40.66%
2018-Q3$1,412 M-0.56%$227 M16.1%-9.56%
2018-Q4$1,551 M9.84%$286 M18.4%25.99%
2019-Q1$1,502 M-3.16%$225 M15.0%-21.33%

Fiserv ownership

When you are planning to invest in a company, it's always worth to review its ownership structure.

Fiserv shares owned by insiders (that is, founders, CEO, CTO, main executives or other management staff) currently counts a 0.31% of all shares.

Bearish positions for FISV stock account 0.00%, no big difference from last month.

For a better understanding, the next table shows ownership data compared to other related companies:

FISVACIWEBAYFISINTU
Market cap$34.2 B$3.4 B$31.9 B$38.4 B$63.1 B
Total shares392.4 M110.6 M871.5 M323.6 M259.1 M
Float shares391.6 M107.6 M823.3 M321.5 M249.1 M
  - Institutional holdings (%)91.1%103.3%88.0%92.3%90.0%
  - Insider holdings (%)0.3%2.1%5.3%0.6%4.0%
Shares in short selling0.0%0.0%0.0%0.0%0.0%

Fiserv summary

Monday, May 20th, 2019
Open$86.55
Close$87.18
Day range$86.34 - $87.85
Previous close$87.30
Session gain-0.14%
Average true range$2.11
50d mov avg$86.47
100d mov avg$83.58
200d mov avg$81.01
Daily pattern
Weekly pattern

Fiserv performance

To better understand Fiserv performance you must becnhmark its gains with other related stocks in same sector or industry. We compared Fiserv against ACI Worldwide, eBay, Fidelity National Information Services, Intuit, Jack Henry & Associates, Mastercard, Total System Services, Visa and Western Union in the following table:
Stock3m6m12m
FISVFiserv2.53%13.41%21.47%
ACIWACI Worldwide-2.02%10.20%29.59%
EBAYeBay-2.12%29.05%-3.28%
FISFidelity National...9.35%10.77%15.43%
INTUIntuit-2.71%24.18%24.66%
JKHYJack Henry & Asso...2.66%0.51%12.36%
MAMastercard13.67%39.26%33.34%
TSSTotal System Serv...7.19%21.76%17.24%
VVisa12.23%23.44%25.34%
WUWestern Union9.01%6.42%0.10%

Fiserv competitors

We chose a few stocks to conform a list of Fiserv competitors to watch if you are interested in investing in FISV:

Latest Fiserv stock news