Fiserv stock: buy or sell?

FISV stock price: $88.41 1.41% At close on May 21st, 2019

Updated on:
May 21st, 2019

5

Fiserv inched a decent 1.41% and closed at $88.41.

Fiserv, Inc., together with its subsidiaries, provides financial services technology worldwide. The company's Payments and Industry Products segment provides electronic bill payment and presentment services; mobile banking software and services; account-to-account transfers; person-to-person payment services; debit and credit card processing and services; payments infrastructure services; and other electronic payments software and services.

Should I buy Fiserv stock?

Trading stocks requires experience and discipline, and your buying and selling decisions must come following a methodology. Trading strategies are meant for helping you in the decision process of what stocks to pick and when is the best moment to buy them. There are thousands of trading strategies for you to choose, but at Stocks2.com we prefer those that are simple but successful.

Currently, Fiserv stock doesn't match any of these trading strategies, so our recommendation is not to buy.

Buy setupElegible
New all-time highNo
New 52 week highNo
Price crossing up 200d MANo
100d MA crossing up 200d MANo
This is not a selling recommendation at all, just it's not the best moment to buy if you follow any of these trading strategies.

Is Fiserv stock a buy?

Everyday, hundreds of stock ratings are posted by financial analysts to indicate a particular stock's attractiveness. At Stocks2.com, we detected 14 ratings published for FISV stock in the last 30 days.

The general sentiment of these ratings is bullish for FISV stock, with 8 positive ratings.
Is FISV a good stock to buy?
DateAnalyst / BrokerPrevious ratingCurrent rating
2019-4-23Deutsche BankHoldHold
2019-2-8Cantor Fitzgeraldn/aHold
2019-2-7Buckingham Researchn/aBuy
2019-1-29Wedbushn/aOutperform
2019-1-29SunTrust BanksBuyHold
2019-1-28Royal Bank of CanadaSector PerformOutperform
2019-1-24CowenMarket PerformOutperform
2019-1-22William BlairMarket PerformOutperform
2019-1-18OppenheimerMarket PerformOutperform
2019-1-18Edward JonesBuyHold
2019-1-18Edward JonesBuyHold
2019-1-17Wolfe ResearchMarket PerformOutperform
2019-1-16StephensEqual WeightOverweight
2019-1-16Cantor Fitzgeraldn/aHold

Fiserv stock analysis

Daily outlook

Shares of Fiserv inched a decent 1.41% and closed at $88.41.

Shares of Fiserv inched a decent 1.41% and closed at $88.41. Since price and SMA200d lines crossed up on January, FISV climbed $13.91 (18.67%). Since SMA50d and SMA100d crossed up on February, FISV price climbed $3.66 per share (4.32%). On April, FISV hit new all time highs, pushing higher previous ATH of $90.18 recorded on April. New ATHs are usual entry points for many trading setups as there aren't higher resistences.

FISV stock chart (daily)

Weekly outlook

Shares of Fiserv stepped up a tiny 1.27% this week.

Not so far away is the last all-time high Fiserv marked early April. Since mid January when FISV stock price broke up the SMA40w line, it gained $14.31 (19.31%). By mid February, SMA10w and SMA20w crossed up triggering a rise of 3.16%.

FISV stock chart (weekly)

Fiserv stock price history

Fiserv IPO was on September 25th, 1986 at $0.27 per share1. Since then, FISV stock grew a 32,644.40%, with an average of 1,020.10% per year. If you had invested $1,000 in Fiserv stock in 1986, it would worth $326,444.00 today.

1: Adjusted price after possible price splits or reverse-splits.

Fiserv stock historical price chart

FISV stock reached all-time highs on April with a price of $91.19.

Fiserv stock price target is $87.20

Nobody can reliably foresee how stock prices may evolve in the future. However, financial institutions invest time and resources to provide the most accurated estimations to help investors to make their decisions. You should not follow the analysts' FISV stock price predictions in the hope that they will be met as they may be wrong and not met. For the last 30 days we found 6 price targets for FISV stock:
FISV stock price predictions
DateAnalyst / BrokerActionPrevious targetCurrent targetDiff
2019-4-23Deutsche BankRaises Target$71.00$94.0032.4%
2019-2-8Cantor FitzgeraldReiteratesn/a$83.00-
2019-1-29WedbushReiterates$85.00$95.0011.8%
2019-1-18OppenheimerUpgradesn/a$88.00-
2019-1-16StephensUpgrades$76.00$90.0018.4%
2019-1-16Cantor FitzgeraldReiteratesn/a$73.00-
(in average)$77.30$87.2013.0%
Moving in a range from $95.00 and $73.00, the price prediction for Fiserv stock is $87.20. In average, analysts' outlook on FISV price forecast is positive, increasing the target by a 13.00% from previous estimations.

Financials and fundamental analysis

Earnings date and Earnings per Share

On February, Fiserv presented its financial report, aligned with analysts' consensus and published a $0.84 Earnings per Share. As soon as we get its actual EPS from the earnings report, we will extend this review.
FISV earnings date and EPS evolution
QuarterReporting dateEstimated EPSActual EPSSurprise
2017-Q2-n/a0.99n/a
2017-Q32017-10-311.311.27-3.1%
2017-Q42018-02-070.690.712.9%
2018-Q12018-05-010.730.764.1%
2018-Q22018-07-310.740.751.4%
2018-Q32018-10-310.770.75-2.6%
2018-Q42019-02-070.840.840.0%
2019-Q1-n/an/an/a
2019-Q2-n/an/an/a
2019-Q3-n/an/an/a

Annual financial results

In 2018, Fiserv annual revenues gained a slightly good 2.23% to $5,823.00 million USD from $5,696.00 marked in 2017. However, its income margin (compared to sales) decreased to 20.38%, that is $1,187.00 million.

FISV annual Sales and Income evolution
YearSalesYoYIncome/(margin)YoY
2013$4,810 M-$650 M13.5%-
2014$5,066 M5.32%$754 M14.9%16.00%
2015$5,254 M3.71%$712 M13.6%-5.57%
2016$5,505 M4.78%$930 M16.9%30.62%
2017$5,696 M3.47%$1,246 M21.9%33.98%
2018$5,823 M2.23%$1,187 M20.4%-4.74%

Quarterly financial results

Fiserv reported $1,551.00 M in revenues for 2018-Q4, a 9.84% improvement compared to previous quarter. Reported quarter earnings marked $286.00 million with a profit margin of 18.44%. Profit margin grew a 2.36% compared to previous quarter when profit margin was 16.08%. When comparing sales to same quarter last year, Fiserv sales marked a tiny increase and inched a 2.31%.
FISV quarterly Sales and Income evolution
QuarterSales1QoQ2Income1/(margin)QoQ2
2017-Q2$1,390 M-$221 M15.9%-
2017-Q3$1,400 M0.72%$232 M16.6%4.98%
2017-Q4$1,516 M8.29%$546 M36.0%135.34%
2018-Q1$1,440 M-5.01%$423 M29.4%-22.53%
2018-Q2$1,420 M-1.39%$251 M17.7%-40.66%
2018-Q3$1,412 M-0.56%$227 M16.1%-9.56%
2018-Q4$1,551 M9.84%$286 M18.4%25.99%
2019-Q1$1,502 M-3.16%$225 M15.0%-21.33%

Fiserv ownership

When you are planning to buy a stock, it's always worth to review its ownership structure.

Management staff in all public traded companies that hold equity is required to report every transaction to the SEC. For Fiserv, 0.31% of all outstanding shares are owned by its staff.

Bearish positions for FISV stock account 0.00%, no big difference from last month.

The following table compares ownership indicators for other stocks related to Fiserv:

FISVACIWEBAYFISINTU
Market cap$34.7 B$3.5 B$31.9 B$38.3 B$63.8 B
Total shares392.4 M110.6 M871.5 M323.6 M259.1 M
Float shares391.6 M107.6 M823.3 M321.5 M249.1 M
  - Institutional holdings (%)91.1%103.3%88.0%92.3%90.0%
  - Insider holdings (%)0.3%2.1%5.3%0.6%4.0%
Shares in short selling0.0%0.0%0.0%0.0%0.0%

Fiserv summary

Tuesday, May 21st, 2019
Open$88.14
Close$88.41
Day range$87.84 - $88.99
Previous close$87.18
Session gain1.41%
Average true range$2.02
50d mov avg$86.52
100d mov avg$83.74
200d mov avg$81.08
Daily pattern
Weekly pattern

Fiserv performance

Performance as an absolute value is never valid if it's not benchmarked against competitors or related stocks in the industry. In the following table, we compare Fiserv performance to ACI Worldwide, eBay, Fidelity National Information Services, Intuit, Jack Henry & Associates, Mastercard, Total System Services, Visa and Western Union:
Stock3m6m12m
FISVFiserv3.98%15.01%23.19%
ACIWACI Worldwide-0.44%11.98%31.68%
EBAYeBay-2.06%29.12%-3.23%
FISFidelity National...10.85%15.30%15.76%
INTUIntuit-1.76%25.40%25.88%
JKHYJack Henry & Asso...3.43%1.26%13.20%
MAMastercard14.51%40.28%34.32%
TSSTotal System Serv...7.39%21.99%17.46%
VVisa12.50%23.73%25.64%
WUWestern Union10.03%7.42%1.04%

Fiserv competitors

One check before investing in any stock is to review a list of its competitors, in this case for Fiserv. We chose 9 companies as Fiserv competitors as they are in the same industry or have similar market objectives.

Latest Fiserv stock news