ALLY stock: buy or sell?

ALLY stock price: $28.47 -3.16% At close on February 21st, 2020

Updated on:
February 21st, 2020

2

Shares of Ally Financial ended on Feb/21 at $28.47 and fell a terrifying -3.16%. On Wednesday ALLY collapsed a chilling -13.06%.

Ally Financial Inc. provides various financial products and services for consumers, businesses, automotive dealers, and corporate clients in the United States and Canada.

Should I buy ALLY stock?

You can't be a successful trader if you don't follow a methodolgy or system that assist you in choosing companies and the correct market timing. That's why is so important to define your own trading plan that matches with your character as inversor. At Stocks2.com, we use very simple but trusted and powerful trend following trading strategies. Simple things usually work the best.

None of our preferred buy setups matches with Ally Financial stock situation right now, hence this is not a suitable entry point.

Buy setupElegible
New all-time highNo
New 52 week highNo
Price crossing up 200d MANo
100d MA crossing up 200d MANo
This doesn't mean ALLY will fall in coming sessions, or it will not rise higher. Simply, it doesn't match our recommended trading systems.

Is Ally Financial stock a buy?

Financial institutions and banks post stock ratings everyday. Unfortunately, we couldn't find any rating for ALLY stock for the last month.

ALLY stock analysis

Daily outlook

Ally Financial shares fell -3.16% to $28.47 on February/21.

Shares of Ally Financial fell a terrifying -3.16% and closed at $28.47. For the last 9 days when SMA50d and SMA100d crossed up, ALLY price slipped $-4.59 per share (-13.88%).

ALLY stock chart (daily)

Weekly outlook

After climbing for 4 weeks, this week Ally Financial collapsed a scary -13.33%, closing at $28.47. Late January ALLY rocketed a cool 5.26% in just one week.

Far behind is the all-time high Ally Financial hit early September and since then the price is -18.70% below that top. This week, Ally Financial stock crossed down the significant level of the 40-weeks moving average. Stocks below the 200 days moving average line are usually not recommended for average traders.

ALLY stock chart (weekly)

ALLY stock price history

ALLY stock went public on January 28th, 2014 with a price of $23.931. Since then, ALLY stock grew a 19.00%, with a yearly average of 3.20%. If you had invested $1,000 in ALLY stock in 2014, it would worth $190.00 today.

1: Adjusted price after possible price splits or reverse-splits.

ALLY stock historical price chart

ALLY stock reached all-time highs on September with a price of $35.02.

ALLY stock price target

Nobody can reliably foresee how stock prices may evolve in the future. However, many stock price predictions are published every day by banks, financial institutions and independent analysts. The accuracy of these stock price predictions is not very high, and you should not blindly believe and make decisions only based on what this ratings or price target predictions say. For the last 30 days we have not found any price forecast for Ally Financial stock by any trusted analyst.

Financials and fundamental analysis

Earnings date and Earnings per Share

After presenting its last earnings report on April, Ally Financial . As soon as we get its actual EPS from the earnings report, we will extend this report.
ALLY earnings date and EPS evolution
QuarterReporting dateEstimated EPSActual EPSSurprise
2017-Q2-n/an/an/a
2017-Q32017-10-250.590.6510.2%
2017-Q42018-01-300.620.712.9%
2018-Q12018-04-260.660.683.0%
2018-Q22018-07-260.710.8316.9%
2018-Q32018-10-250.80.9113.8%
2018-Q42019-01-300.820.9212.2%
2019-Q12019-04-240.79n/an/a
2019-Q2-n/an/an/a
2019-Q3-n/an/an/a

Annual financial results

In 2018, Ally Financial annual revenues depreciated an ugly -3.20% to $6,662.00 million dollars from $6,882.00 marked in 2017. However, its income margin (compared to sales) escalated to 18.96%, that is $1,263.00 million.

To have an updated view of the financial situation of Ally Financial, we have calculated the trailing twelve month (TTM) sales and income figures. TTM values are the sum of the last 4 quarters and aproximate to an annual fiscal report ending in 2019-Q1 that can be compared to 2018 fiscal year results. Annual Ally Financial TTM sales up to March 2019 were $6,866.00 and income was $1,387.00 million dollars. If we compare this TTM figures with the last reported annuality, we can review Ally Financial business evolution since December 2018: Annual sales up to March, compared to lastest yearly report, raised a nice 3.06%. Nevertheless, profit margin (net income/sales) inched at 18.96%.

ALLY annual Sales and Income evolution
YearSalesYoYIncome/(margin)YoY
2013$10,170 M-$176 M1.7%-
2014$6,999 M-31.18%$1,150 M16.4%553.41%
2015$7,336 M4.81%$1,289 M17.6%12.09%
2016$7,099 M-3.23%$1,067 M15.0%-17.22%
2017$6,882 M-3.06%$929 M13.5%-12.93%
2018$6,662 M-3.20%$1,263 M19.0%35.95%
TTM $6,866 M3.06%$1,387 M20.2%9.82%

Quarterly financial results

Ally Financial posted $1,844.00 M in sales for 2019-Q1, a 13.34% up compared to previous quarter. Reported quarter earnings marked $374.00 M with a profit margin of 20.28%. Profit margin inched a 2.46% compared to previous quarter when profit margin was 17.82%. When comparing revenues to same quarter last year, Ally Financial sales marked an astounding increase and skyrocketed a 12.44%.
ALLY quarterly Sales and Income evolution
QuarterSales1QoQ2Income1/(margin)QoQ2
2017-Q2$2,500 M-$254 M10.2%-
2017-Q3$2,520 M0.80%$280 M11.1%10.24%
2017-Q4$1,709 M-32.18%$181 M10.6%-35.36%
2018-Q1$1,640 M-4.04%$250 M15.2%38.12%
2018-Q2$1,681 M2.50%$349 M20.8%39.60%
2018-Q3$1,714 M1.96%$374 M21.8%7.16%
2018-Q4$1,627 M-5.08%$290 M17.8%-22.46%
2019-Q1$1,844 M13.34%$374 M20.3%28.97%

Ally Financial ownership

When you are planning to buy shares of a company, it's worth to review its ownership structure.

Ally Financial shares owned by insiders (that is, founders, CEO, CTO, main executives or other management staff) currently counts a 0.72% of all shares.

Bearish positions for ALLY stock account 0.00%, no big difference from last month.

For a better context understanding, the following table shows ownership data compared to other related companies:

ALLY
Market cap$10.7 B
Total shares374.3 M
Float shares372.4 M
  - Institutional holdings (%)98.4%
  - Insider holdings (%)0.7%
Shares in short selling0.0%

ALLY summary

Friday, February 21st, 2020
Open$29.27
Close$28.47
Day range$28.44 - $29.59
Previous close$29.40
Session gain-3.16%
Average true range$0.87
50d mov avg$31.11
100d mov avg$31.07
200d mov avg$30.99
Daily pattern
Weekly pattern

Ally Financial performance

To measure stock performance is always good to benchmark with competitors or related stocks. We chose as the bechmarking frame for Ally Financial stock.
Stock3m6m12m
ALLYAlly Financial-11.14%-4.33%8.00%

Ally Financial competitors

Unfortunately, we could not find any public company that could be defined as Ally Financial competitor. This doesn't mean Ally Financial does not have any competitor in the market, it's just we could not detected it.

    Latest ALLY stock news