ALLY stock: buy or sell?

ALLY stock price: $12.94 0.08% At close on April 2nd, 2020

Updated on:
April 2nd, 2020

2

After sliding a hair-raising -11.60% yesterday, Ally Financial closed today at $12.94 and remained stable a tight 0.08%. On March 25th ALLY skyrocketed an extraordinary 12.83%. Thursday session broke a read streak of 4 sessions.

Ally Financial Inc. provides various financial products and services for consumers, businesses, automotive dealers, and corporate clients in the United States and Canada.

Should I buy ALLY stock?

Even if you are a experienced or a novel trader, best trading results come from using an investing strategy that never leaves to random or subjective opinions when is the best moment to buy or sell stocks. Having a trading strategy helps to make decisions easier, quicker and with less hesitations. There are thousands of trading strategies for you to choose, but at Stocks2.com we prefer those that are simple but successful.

None of our preferred buy setups matches with Ally Financial stock situation right now, therefore this is not a suitable entry point.

Buy setupElegible
New all-time highNo
New 52 week highNo
Price crossing up 200d MANo
100d MA crossing up 200d MANo
This doesn't mean ALLY will fall in coming sessions, or it will not rise higher. Simply, it doesn't match our recommended trading systems.

Is Ally Financial stock a buy?

Everyday, hundreds of stock ratings are published by financial analysts to indicate a particular stock's attractiveness. Unfortunately, we couldn't detect any rating for ALLY stock for the last month.

ALLY stock analysis

Daily outlook

After sliding for 4 sessions, Thursday Ally Financial remained steady a tight 0.08%, closing at $12.94.

After sliding for 4 sessions, Thursday Ally Financial remained stable a tight 0.08%, closing at $12.94. For the last 43 days when ALLY stock price broke down the SMA200d line, it slid $-19.09 per share (-59.60%).

ALLY stock chart (daily)

Weekly outlook

After boosting an outstanding 25.81% in a week last week, Ally Financial closed this week at $12.94 and plummed a chilling -17.95%.

Since mid February, when ALLY stock price broke down the 40-weeks moving avarage line, it slid $-19.91 per share (-60.61%). Trading stocks that are below the 40-weeks (that is, 200-days) moving average line is not recommended by many experts, as it indicates that the stock has not enough institutional support. Far behind is the all-time high Ally Financial hit early September and since then the price is -63.05% below that top.

ALLY stock chart (weekly)

ALLY stock price history

ALLY IPO was on January 28th, 2014 at $23.93 per share1. Since then, ALLY stock declined a -45.90%, with a yearly average of -7.70%.

1: Adjusted price after possible price splits or reverse-splits.

ALLY stock historical price chart

ALLY stock reached all-time highs on September with a price of $35.02.

ALLY stock price target

How much a stock will be priced tomorrow or next week is quite unpredictable However, banks and other financial institutions analysts, with the help of lots of data and algorithms do their best to predict the stock prices movement. You should not follow the analysts' ALLY stock price predictions in the hope that they will be met as they may be wrong and not met. For the last month we have not found any price forecast for Ally Financial stock by any trusted analyst.

Financials and fundamental analysis

Earnings date and Earnings per Share

After presenting its last earnings report on April, Ally Financial . Unfortunately, reported EPS is not yet available in our database.
ALLY earnings date and EPS evolution
QuarterReporting dateEstimated EPSActual EPSSurprise
2017-Q2-n/an/an/a
2017-Q32017-10-250.590.6510.2%
2017-Q42018-01-300.620.712.9%
2018-Q12018-04-260.660.683.0%
2018-Q22018-07-260.710.8316.9%
2018-Q32018-10-250.80.9113.8%
2018-Q42019-01-300.820.9212.2%
2019-Q12019-04-240.79n/an/a
2019-Q2-n/an/an/a
2019-Q3-n/an/an/a

Annual financial results

Compared to 2017, last anual sales report draw an unpleasant loss of -3.20% to $6,662.00 M dollars. When comparing 2018 vs 2017, on the other hand, profit margin (that is, the net income divided by revenues) escalated a 5.46% to 18.96%.

Ally Financial presents anual results in December, and to evaluate its evolution since then, we estimate annual sales and income figures by adding results from the last 4 quarters. This is called TTM (or Twelve Trailing Months). So, Ally Financial TTM sales up to March 2019 were $6,866.00 and earnings $1,387.00 million USD. When comparing this TTM figures with the last reported annuality, we can esteem Ally Financial business evolution since December 2018: Annual revenues up to March, compared to lastest yearly report, stepped up a good 3.06%. Regarding profit margin, Ally Financial gained 1.24% to 18.96%

ALLY annual Sales and Income evolution
YearSalesYoYIncome/(margin)YoY
2013$10,170 M-$176 M1.7%-
2014$6,999 M-31.18%$1,150 M16.4%553.41%
2015$7,336 M4.81%$1,289 M17.6%12.09%
2016$7,099 M-3.23%$1,067 M15.0%-17.22%
2017$6,882 M-3.06%$929 M13.5%-12.93%
2018$6,662 M-3.20%$1,263 M19.0%35.95%
TTM $6,866 M3.06%$1,387 M20.2%9.82%

Quarterly financial results

Ally Financial reported $1,844.00 million in revenues for 2019-Q1, a 13.34% improvement compared to previous quarter. Reported quarter income marked $374.00 million with a profit margin of 20.28%. Profit margin raised a 2.46% compared to previous quarter when profit margin was 17.82%. When comparing turnover to same quarter last year, Ally Financial sales marked a dazzling gain and boosted a 12.44%.
ALLY quarterly Sales and Income evolution
QuarterSales1QoQ2Income1/(margin)QoQ2
2017-Q2$2,500 M-$254 M10.2%-
2017-Q3$2,520 M0.80%$280 M11.1%10.24%
2017-Q4$1,709 M-32.18%$181 M10.6%-35.36%
2018-Q1$1,640 M-4.04%$250 M15.2%38.12%
2018-Q2$1,681 M2.50%$349 M20.8%39.60%
2018-Q3$1,714 M1.96%$374 M21.8%7.16%
2018-Q4$1,627 M-5.08%$290 M17.8%-22.46%
2019-Q1$1,844 M13.34%$374 M20.3%28.97%

Ally Financial ownership

When you are planning to buy shares of a stock, it's always worth to review its ownership structure.

Ally Financial shares owned by insiders (that is, founders, CEO, CTO, main executives or other management staff) currently counts a 0.73% of all shares.

Bearish positions for ALLY stock account 0.00%, no big difference from last month.

The following table compares ownership indicators for other stocks related to Ally Financial:

ALLY
Market cap$4.8 B
Total shares374.4 M
Float shares373.8 M
  - Institutional holdings (%)99.8%
  - Insider holdings (%)0.7%
Shares in short selling0.0%

ALLY summary

Thursday, April 2nd, 2020
Open$12.75
Close$12.94
Day range$12.60 - $13.42
Previous close$12.93
Session gain0.08%
Average true range$2.40
50d mov avg$24.57
100d mov avg$27.69
200d mov avg$29.59
Daily patternlt03a
Weekly pattern

Ally Financial performance

To better understand Ally Financial performance you must becnhmark its gains with other related stocks in same sector or industry. In the following table, we compare Ally Financial to :
Stock3m6m12m
ALLYAlly Financial-57.17%-58.84%-54.15%

Ally Financial competitors

Unfortunately, we could not find any public company that could be defined as Ally Financial competitor. This doesn't mean Ally Financial does not have any competitor in the market, it's just we could not detected it.

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