ALLY stock: buy or sell?
February 21st, 2020
Ally Financial Inc. provides various financial products and services for consumers, businesses, automotive dealers, and corporate clients in the United States and Canada.
Should I buy ALLY stock?You can't be a successful trader if you don't follow a methodolgy or system that assist you in choosing companies and the correct market timing. That's why is so important to define your own trading plan that matches with your character as inversor. At Stocks2.com, we use very simple but trusted and powerful trend following trading strategies. Simple things usually work the best.
None of our preferred buy setups matches with Ally Financial stock situation right now, hence this is not a suitable entry point.
|New all-time high||No|
|New 52 week high||No|
|Price crossing up 200d MA||No|
|100d MA crossing up 200d MA||No|
Is Ally Financial stock a buy?
Financial institutions and banks post stock ratings everyday.Unfortunately, we couldn't find any rating for ALLY stock for the last month.
ALLY stock analysis
Ally Financial shares fell -3.16% to $28.47 on February/21.
Shares of Ally Financial fell a terrifying -3.16% and closed at $28.47. For the last 9 days when SMA50d and SMA100d crossed up, ALLY price slipped $-4.59 per share (-13.88%).
After climbing for 4 weeks, this week Ally Financial collapsed a scary -13.33%, closing at $28.47. Late January ALLY rocketed a cool 5.26% in just one week.
Far behind is the all-time high Ally Financial hit early September and since then the price is -18.70% below that top. This week, Ally Financial stock crossed down the significant level of the 40-weeks moving average. Stocks below the 200 days moving average line are usually not recommended for average traders.
ALLY stock price history
ALLY stock went public on January 28th, 2014 with a price of $23.931. Since then, ALLY stock grew a 19.00%, with a yearly average of 3.20%. If you had invested $1,000 in ALLY stock in 2014, it would worth $190.00 today.
1: Adjusted price after possible price splits or reverse-splits.
ALLY stock historical price chart
ALLY stock reached all-time highs on September with a price of $35.02.
ALLY stock price targetNobody can reliably foresee how stock prices may evolve in the future. However, many stock price predictions are published every day by banks, financial institutions and independent analysts. The accuracy of these stock price predictions is not very high, and you should not blindly believe and make decisions only based on what this ratings or price target predictions say. For the last 30 days we have not found any price forecast for Ally Financial stock by any trusted analyst.
Financials and fundamental analysis
Earnings date and Earnings per ShareAfter presenting its last earnings report on April, Ally Financial . As soon as we get its actual EPS from the earnings report, we will extend this report.
|Quarter||Reporting date||Estimated EPS||Actual EPS||Surprise|
Annual financial resultsIn 2018, Ally Financial annual revenues depreciated an ugly -3.20% to $6,662.00 million dollars from $6,882.00 marked in 2017. However, its income margin (compared to sales) escalated to 18.96%, that is $1,263.00 million. To have an updated view of the financial situation of Ally Financial, we have calculated the trailing twelve month (TTM) sales and income figures. TTM values are the sum of the last 4 quarters and aproximate to an annual fiscal report ending in 2019-Q1 that can be compared to 2018 fiscal year results. Annual Ally Financial TTM sales up to March 2019 were $6,866.00 and income was $1,387.00 million dollars. If we compare this TTM figures with the last reported annuality, we can review Ally Financial business evolution since December 2018: Annual sales up to March, compared to lastest yearly report, raised a nice 3.06%. Nevertheless, profit margin (net income/sales) inched at 18.96%.
|2013||$10,170 M||-||$176 M1.7%||-|
|2014||$6,999 M||-31.18%||$1,150 M16.4%||553.41%|
|2015||$7,336 M||4.81%||$1,289 M17.6%||12.09%|
|2016||$7,099 M||-3.23%||$1,067 M15.0%||-17.22%|
|2017||$6,882 M||-3.06%||$929 M13.5%||-12.93%|
|2018||$6,662 M||-3.20%||$1,263 M19.0%||35.95%|
|TTM||$6,866 M||3.06%||$1,387 M20.2%||9.82%|
Quarterly financial resultsAlly Financial posted $1,844.00 M in sales for 2019-Q1, a 13.34% up compared to previous quarter. Reported quarter earnings marked $374.00 M with a profit margin of 20.28%. Profit margin inched a 2.46% compared to previous quarter when profit margin was 17.82%. When comparing revenues to same quarter last year, Ally Financial sales marked an astounding increase and skyrocketed a 12.44%.
|2017-Q2||$2,500 M||-||$254 M10.2%||-|
|2017-Q3||$2,520 M||0.80%||$280 M11.1%||10.24%|
|2017-Q4||$1,709 M||-32.18%||$181 M10.6%||-35.36%|
|2018-Q1||$1,640 M||-4.04%||$250 M15.2%||38.12%|
|2018-Q2||$1,681 M||2.50%||$349 M20.8%||39.60%|
|2018-Q3||$1,714 M||1.96%||$374 M21.8%||7.16%|
|2018-Q4||$1,627 M||-5.08%||$290 M17.8%||-22.46%|
|2019-Q1||$1,844 M||13.34%||$374 M20.3%||28.97%|
Ally Financial ownershipWhen you are planning to buy shares of a company, it's worth to review its ownership structure.
Ally Financial shares owned by insiders (that is, founders, CEO, CTO, main executives or other management staff) currently counts a 0.72% of all shares.
Bearish positions for ALLY stock account 0.00%, no big difference from last month.
For a better context understanding, the following table shows ownership data compared to other related companies:
|Market cap||$10.7 B|
|Total shares||374.3 M|
|Float shares||372.4 M|
|- Institutional holdings (%)||98.4%|
|- Insider holdings (%)||0.7%|
|Shares in short selling||0.0%|
|Friday, February 21st, 2020|
|Day range||$28.44 - $29.59|
|Average true range||$0.87|
|50d mov avg||$31.11|
|100d mov avg||$31.07|
|200d mov avg||$30.99|
Ally Financial performanceTo measure stock performance is always good to benchmark with competitors or related stocks. We chose as the bechmarking frame for Ally Financial stock.
Ally Financial competitorsUnfortunately, we could not find any public company that could be defined as Ally Financial competitor. This doesn't mean Ally Financial does not have any competitor in the market, it's just we could not detected it.
Latest ALLY stock news
- Seeking AlphaAlly Financial Does It Again With An Impressive Q2, Some More Left In The StockJuly 19, 2019
- Seeking AlphaAlly Financial - Q1 Earnings On Track With My Key Metrics - Still A Solid Value StockApril 22, 2019
- Seeking AlphaMy New Value Find - Ally Financial, Car Loans Scare People, Don't Let Them Scare YouFebruary 12, 2019
- Seeking AlphaUnloved Ally Financial Is A Strong BuyFebruary 4, 2019
- Seeking AlphaAlly Financial: This Baby Has Been Thrown Out With The BathwaterOctober 26, 2018