Aflac stock: buy or sell?

AFL stock price: $35.40 -1.03% At close on March 27th, 2020

Updated on:
March 27th, 2020

2

Aflac closed yesterday at $35.40 and decreased an unpleasant -1.03%. On Wednesday AFL skyrocketed a dazzling 20.75%. On March 18th AFL plummed a spooky -19.31%.

Aflac Incorporated, through its subsidiary, American Family Life Assurance Company of Columbus, provides voluntary supplemental health and life insurance products.

Should I buy Aflac stock?

Make a decision about when to buy or sell stocks is one of the hardest parts of being a trader or investor. Following a trading strategy helps to make decisions easier, quicker and with less hesitations. At Stocks2.com, we like to use very simple but trusted and powerful trend following trading strategies. Simple things usually work the best.

Currently, Aflac stock doesn't match any of these trading strategies, so our recommendation is not to buy.

Buy setupElegible
New all-time highNo
New 52 week highNo
Price crossing up 200d MANo
100d MA crossing up 200d MANo
This is not a selling recommendation at all, just it's not the best moment to buy if you follow any of these trading strategies.

Is Aflac stock a buy?

Financial institutions and banks post stock ratings everyday. Unfortunately, we couldn't find any rating for AFL stock for the last month.

Aflac stock analysis

Daily outlook

Aflac shares decreased -1.03% to $35.40 yesterday.

Shares of Aflac closed yesterday at $35.40 and decreased an unpleasant -1.03%. In the last 39 days when AFL stock price broke down the SMA200d line, it slid $-17.13 per share (-32.61%).

AFL stock chart (daily)

Weekly outlook

After sliding a frightening -29.78% in a week last week, Aflac closed this week at $35.40 and climbed an extraordinary 32.44%. This week broke a red streak of 4 weeks.

Since mid February, when AFL stock price broke down the 40-weeks moving avarage line, it slid $-17.13 per share (-32.61%). Trading stocks that are under the 40-weeks (that is, 200-days) moving average mark is not recommended by many experts, as it indicates that the stock has not enough institutional support. Far behind is the all-time high Aflac hit by mid July 2019 and since then the price is -37.12% below that top.

AFL stock chart (weekly)

Aflac stock price history

Aflac IPO was on September 22nd, 1982 at $0.00 per share1. Since then, AFL stock surged a inf%, with a yearly average of inf%. If you had invested $1,000 in Aflac stock in 1982, it would worth $inf today.

1: Adjusted price after possible price splits or reverse-splits.

Aflac stock historical price chart

AFL stock reached all-time highs on July with a price of $56.30.

Aflac stock price target

Nobody can reliably foresee how stock prices may evolve in the future. However, financial institutions invest time and resources to provide the most accurated estimations to help investors to make their decisions. You should not follow the analysts' AFL stock price predictions in the hope that they will be met as they may be wrong and not met. For the last month we have not found any price prediction for Aflac stock by any trusted analyst.

Financials and fundamental analysis

Earnings date and Earnings per Share

After presenting its last earnings report on April, Aflac . Unfortunately, reported EPS is not yet available in our database.
AFL earnings date and EPS evolution
QuarterReporting dateEstimated EPSActual EPSSurprise
2017-Q2-n/a1.8n/a
2017-Q32017-10-251.631.74.3%
2017-Q42018-01-310.780.825.1%
2018-Q12018-04-250.971.058.2%
2018-Q22018-07-260.981.079.2%
2018-Q32018-10-240.991.034.0%
2018-Q42019-01-310.941.028.5%
2019-Q12019-04-251.06n/an/a
2019-Q2-n/an/an/a
2019-Q3-n/an/an/a

Annual financial results

Compared to 2017, last anual turnover report draw a tight movement of 0.41% to $21,689.00 M dollars. However, its profit margin (compared to sales) fell to 13.46%, that is $2,920.00 million.

To have an updated picture of the financial situation of Aflac, we have calculated the trailing twelve month (TTM) sales and income figures. TTM values are the sum of the last 4 quarters and aproximate to an annual fiscal report ending in 2019-Q1 that can be compared to 2018 fiscal year results. Annual Aflac TTM sales up to March 2019 were $21,883.00 and earnings were $3,130.00 M USD. When comparing this TTM figures with the last reported annuality, we can esteem Aflac business evolution since December 2018: Annual turnover up to March, compared to lastest yearly report, remained constant a slightly good 0.89%. In line, profit margin (net income/revenues) stayed constant at 13.46%.

AFL annual Sales and Income evolution
YearSalesYoYIncome/(margin)YoY
2013$23,810 M-$3,160 M13.3%-
2014$22,606 M-5.06%$2,951 M13.1%-6.61%
2015$20,845 M-7.79%$2,533 M12.2%-14.16%
2016$22,380 M7.36%$2,659 M11.9%4.97%
2017$21,600 M-3.49%$4,604 M21.3%73.15%
2018$21,689 M0.41%$2,920 M13.5%-36.58%
TTM $21,883 M0.89%$3,130 M14.3%7.19%

Quarterly financial results

Aflac posted $5,640.00 million in revenues for 2019-Q1, a 10.37% up compared to previous quarter. Reported quarter income marked $928.00 million with a profit margin of 16.45%. Profit margin escalated a 6.18% compared to previous quarter when profit margin was 10.27%. When comparing turnover to same quarter last year, Aflac sales marked a beatiful growth and stepped up a 3.52%.
AFL quarterly Sales and Income evolution
QuarterSales1QoQ2Income1/(margin)QoQ2
2017-Q2$5,490 M-$713 M13.0%-
2017-Q3$5,550 M1.09%$716 M12.9%0.42%
2017-Q4$5,407 M-2.58%$2,583 M47.8%260.75%
2018-Q1$5,448 M0.76%$717 M13.2%-72.24%
2018-Q2$5,571 M2.26%$832 M14.9%16.04%
2018-Q3$5,562 M-0.16%$845 M15.2%1.56%
2018-Q4$5,110 M-8.13%$525 M10.3%-37.87%
2019-Q1$5,640 M10.37%$928 M16.5%76.76%

Aflac ownership

When you are planning to invest in a company, it's always worth to have a look its ownership structure.

Management staff in all public traded companies that hold equity is required to report every transaction to the SEC. For Aflac, 7.81% of all outstanding shares are owned by its staff.

In case of Aflac stock, 65.15% of its shares are held by institutions (mutual funds, pension funds, big banks and other large financial institutions). Bearish positions for AFL stock account 0.00%, no big difference from last month.

For a better understanding, the following table shows ownership data compared to other related stocks:

AFL
Market cap$25.6 B
Total shares722.5 M
Float shares669.9 M
  - Institutional holdings (%)65.1%
  - Insider holdings (%)7.8%
Shares in short selling0.0%

Aflac summary

Friday, March 27th, 2020
Open$34.18
Close$35.40
Day range$33.74 - $37.16
Previous close$35.77
Session gain-1.03%
Average true range$4.44
50d mov avg$44.63
100d mov avg$48.79
200d mov avg$50.53
Daily patternlt03a
Weekly pattern

Aflac performance

To measure stock performance is always good to benchmark with competitors or related stocks. We compared Aflac against in the following table:
Stock3m6m12m
AFLAflac-32.37%-31.07%-27.73%

Aflac competitors

Unfortunately, we could not find any public company that could be defined as Aflac competitor. This doesn't mean Aflac does not have any competitor in the market, it's just we could not detected it.

    Latest Aflac stock news